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What Is a Debt Collector and Why Are They Contacting Me?

Taurus Collect

Here are a few reasons why their efforts have become directed at you: Unsettled Balances : If you have forgotten to pay or have missed payments on loans, credit cards, or utility bills, these outstanding amounts can result in debt collectors making contact. However, they may still try to recover the debt through communication with you.

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How To Remove ACS Inc From Your Credit Report

Better Credit Blog

ACS Inc is a collection agency that works with lenders and creditors to recover payments on defaulted loans or unpaid bills. In order to legally collect on your debt, they must first open a collection entry on your credit report. Keep reading for our full guide on how to accomplish this.