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CFPB’s Summer Edition of Supervisory Highlights Focuses on Auto Lending/Servicing and Debt Collection Practices

Troutman Sanders

JULY 27, 2023

The Bureau last did this in 2016 by announcing in Supervisory Highlights that auto finance companies should prohibit repossession agents from charging personal property storage and retrieval fees, and the Bureau followed that announcement with both supervisory activity and a consent order in 2020 on the same subject.

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Collections Lender Repossession Debt collector 52
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What Is a 1099-C Form and How Does It Affect Your Credit?

Credit Corp

APRIL 26, 2024

A 1099-c cancellation of debt form is issued when a lender forgives or cancels a debt. Foreclosure election E, Debt relief from probate or similar proceeding F. For example, if your debt is reduced through a restructuring of your mortgage or in connection with a foreclosure, it may be excluded. Bankruptcy Title 11 B.

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