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The Limits On Direct And Vicarious Liability Under The FDCPA

FDCPA Defense

Because original creditors are not subject to the FDCPA, courts have recognized they may not be held vicariously liable for the FDCPA violations of the debt collectors they retain. Retrieval Masters Creditor Bureau, Inc. , Capital Credit & Collection Servs., Retrieval Masters Creditor Bureau, Inc., See Wadlington v.