Consumer Financial Services Law

MARCH 14, 2017

In a brief opinion, the Eleventh Circuit recently examined Regulation X’s requirement that a loan servicer provide a written response acknowledging receipt of a written request for information (“RFI”) pursuant to 12 C.F.R. 1024.36. In Meeks v. Ocwen Loan Servicing , the consumer’s counsel sent an RFI to the loan servicer via certified mail, return receipt requested.

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Loans 40

Indiana Consumer Law Group

MARCH 11, 2017

Are you being harassed by debt collection calls? I speak with a lot of Indiana consumers, and harassing debt collection calls are one of the things I hear about over and over again. What many people don’t know is that it is relatively easy to make these calls stop. You just have to know what to do. The Fair Debt Collection Practices Act (FDCPA) provides boundaries for debt collectors’ telephone communications when attempting to collect a debt.

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Debt collector Collections Fair Debt Collection Lawyers 40

Consumer Financial Services Law

MARCH 13, 2017

A summons which stated the consumer had thirty days to answer a debt collection suit did not violate the FDCPA when the state rules of civil procedure only provided for twenty days. In Bryant v. Kass Shuler, P.A. , the consumer filed an FDCPA complaint alleging that the collection suit summons indicated the plaintiff had thirty days to answer the suit when the court’s publicly stated docket indicated the plaintiff only had twenty days to respond.

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Collections 40