Tue.Dec 20, 2022

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Complaint Accuses Collector of ATDS Contact via Text After Being Informed of Attorney Representation

Account Recovery

EDITOR’S NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit. Protect your company from as many as one in three new consumer lawsuits by scrubbing your consumers through WebRecon first. Want to learn more? Call … The post Complaint Accuses Collector of ATDS Contact via Text After Being Informed of Attorney Representation first appeared on Accounts

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Ask a Nerd: How Can I Avoid Overdraft Fees From Overspending?

Nerd Wallet

Chanelle Bessette writes for NerdWallet. Email: cbessette@nerdwallet.com. The article Ask a Nerd: How Can I Avoid Overdraft Fees From Overspending? originally appeared on NerdWallet.

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Company Prepping ‘Robot’ Lawyer Uses AI to Negotiate Lower Bills

Account Recovery

Want to see a negotiation, in real-time, between a customer service agent and a bot backed by artificial intelligence? Here you go: Here it is! The first ever Comcast bill negotiated 100% with A.I and LLMs.Our @DoNotPay ChatGPT bot talks to Comcast Chat to save one of our engineers $120 a year on their Internet … The post Company Prepping ‘Robot’ Lawyer Uses AI to Negotiate Lower Bills first appeared on AccountsRecovery.net.

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How to Buy Treasury Bonds

Nerd Wallet

Alieza Durana writes for NerdWallet. Email: adurana@nerdwallet.com. The article How to Buy Treasury Bonds originally appeared on NerdWallet.

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Your Accounting Expertise Will Only Get You So Far: The New Way To Lead

Speaker: Victor C. Barnes, CPA, MBA

In the climb from contributor to leader, the rules quietly change. But if you’re aiming for the summit, the air gets thinner, and what got you here won’t be enough to get you to the top. 🗻 What made you successful early in your finance career—technical accuracy, sharp analysis, flawless execution—won’t be what carries you to the next level. The higher you go, the more your effectiveness depends on how you connect, adapt, and communicate.

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Out-of-Pocket Healthcare Expenses Spike For Americans in 2023

Account Recovery

The amount that Americans pay out-of-pocket for healthcare grew by 10.5% in 2021, the highest year-over-year percent increase in nearly four decades, according to data released last week by the Centers for Medicare and Medicare Services. The data was released as part of the CMS’s National Health Expenditures report. Out-of-pocket expenses includes copays and deductibles … The post Out-of-Pocket Healthcare Expenses Spike For Americans in 2023 first appeared on AccountsRecovery.net.

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Judge Denies MSJ for Defendant in FDCPA Class Over SOL Language in Letter

Account Recovery

A District Court judge in New Jersey has denied a defendant’s motion for summary judgment in a Fair Debt Collection Practices Act class-action case, ruling that it is unclear which state’s statute of limitations apply in determining the enforceability of an unpaid debt, and that the defendant’s actions may indicate it knew that the statute … The post Judge Denies MSJ for Defendant in FDCPA Class Over SOL Language in Letter first appeared on AccountsRecovery.net.

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CFPB Report Finds Household Financial Health is Declining after Several Years of Increased Savings

Consumer Finance

Today, CFPB released a new Making Ends Meet report covering the financial health of American households.

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Daily Digest – December 20. Complaint Accuses Collector of ATDS Contact Via Text; Judge Denies MSJ for Defendant in FDCPA Class-Action

Account Recovery

COMPLAINT ACCUSES COLLECTOR OF ATDS CONTACT VIA TEXT AFTER BEING INFORMED OF ATTORNEY REPRESENTATION A complaint has been filed against a collector for allegedly violating the Fair Debt Collection Practices Act and the Telephone Consumer Protection Act by ignoring a notification that the plaintiff was being represented by an attorney and for knowingly or willfully … The post Daily Digest – December 20.

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How Much Is Car Insurance in Florida?

Nerd Wallet

Ben Moore writes for NerdWallet. Email: bmoore@nerdwallet.com. The article How Much Is Car Insurance in Florida? originally appeared on NerdWallet.

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The Hidden Science Behind Why Finance Teams Resist Change—And How to Fix It

Speaker: Kim Beynon, CPA, CGMA, PMP

The most overlooked, yet most critical, element of transformation is preparing people for change. Automation and AI aren't just technical upgrades, they’re cultural shifts which can challenge identities. That’s why change management isn’t a side project—it’s the foundation. In finance, where precision and process rule, navigating change can feel especially disruptive.

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2022 Year in Review: Partnerships, Customer Stories, Product Updates, and Thought Leader Interviews

PDC Flow

PDCflow has worked hard throughout 2022 to offer the best possible payment communication software possible to our customers. With the new year approaching, we wanted to give you – our customers and subscribers – another chance to catch up on our latest partnerships, product enhancements, educational content and video interviews (highlighting some of our accomplishments along the way).

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6 Things to Know About Disney FastPass

Nerd Wallet

Carissa Rawson writes for NerdWallet. Email: articles@nerdwallet.com. The article 6 Things to Know About Disney FastPass originally appeared on NerdWallet.

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6 Tips to Increase Your Cashflow During a Crisis

JMA

Cashflow is the lifeline of any business. It is the movement of money into and out of a business, individual, or other entity, and it refers to the inflow of cash from the sale of goods or services and the outflow of cash to pay for expenses and investments. It essentially indicates how well your. Read more » The post 6 Tips to Increase Your Cashflow During a Crisis appeared first on JMA Credit Control.

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Home Renovation Insurance: What You Need to Know

Nerd Wallet

Sarah Schlichter writes for NerdWallet. Email: sschlichter@nerdwallet.com. The article Home Renovation Insurance: What You Need to Know originally appeared on NerdWallet.

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Agent Tooling: Connecting AI to Your Tools, Systems & Data

Speaker: Alex Salazar, CEO & Co-Founder @ Arcade | Nate Barbettini, Founding Engineer @ Arcade | Tony Karrer, Founder & CTO @ Aggregage

There’s a lot of noise surrounding the ability of AI agents to connect to your tools, systems and data. But building an AI application into a reliable, secure workflow agent isn’t as simple as plugging in an API. As an engineering leader, it can be challenging to make sense of this evolving landscape, but agent tooling provides such high value that it’s critical we figure out how to move forward.

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Troutman Pepper Weekly Consumer Financial Services Newsletter

Troutman Sanders

To help you keep abreast of relevant activities, below find a breakdown of some of the biggest events at the federal and state levels to impact the Consumer Finance Services industry this past week: Federal Activities. State Activities. Federal Activities: On December 16, the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC) filed an amicus brief in the Eleventh Circuit in support of a plaintiff-appellant who filed a Section 1681s-2(b) claim against a furnisher f

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SavorOne Student vs Discover It Student Chrome: SavorOne’s Rewards Make the Grade

Nerd Wallet

Jae Bratton writes for NerdWallet. Email: jbratton@nerdwallet.com. The article SavorOne Student vs Discover It Student Chrome: SavorOne’s Rewards Make the Grade originally appeared on NerdWallet.

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Will bankruptcy hurt my future career?

Roths Child Law

If you are going through financial problems, the last thing you want is trouble finding or keeping a job. However, if you are like most people contemplating bankruptcy, then chances are you are wondering how bankruptcy will impact your current and/or future employment prospects. . Will you lose your current job or have a difficult time finding work after declaring bankruptcy?

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Is Cancel For Any Reason Travel Insurance Worth It?

Nerd Wallet

Lee Huffman writes for NerdWallet. Email: travel@nerdwallet.com. The article Is Cancel For Any Reason Travel Insurance Worth It? originally appeared on NerdWallet.

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Protect What Matters: Rethinking Finance Ops In A Digital World

Speaker: Cheryl J. Muldrew-McMurtry

Distributed finance teams are rewriting how the back-office runs, and attackers are taking notes. Disconnected workflows, process blind spots, and rising cyber threats are more than just growing pains—they’re liabilities. The challenge isn’t just going remote. It’s building resilient systems that protect accuracy, control, and speed across every transaction and touchpoint.

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5 Ways Digital Payments Will Change FIs and Fraud in 2023

Fico Collections

Home. Blog. FICO. 5 Ways Digital Payments Will Change FIs and Fraud in 2023. New digital payments channels and methods will grow next year, giving new opportunities for fraudsters and scammers. FICO Admin. Tue, 07/02/2019 - 02:45. by TJ Horan. Vice President, Product Management. expand_less Back To Top. Tue, 12/20/2022 - 10:20. As I look back on 2022, I’m reluctant to lean too far into predictions for 2023.

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Call vs. Put: What’s the Difference?

Nerd Wallet

Sam Taube writes for NerdWallet. Email: staube@nerdwallet.com. Twitter: @samuel_taube. The article Call vs. Put: What’s the Difference? originally appeared on NerdWallet.

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December Newsletter – What kind of a training program should your legal partner have?

Jimerson Firm

Featured in the December 2022 Issue. Partner’s Perspective: What kind of a training program should your legal partner have? Stewart Subjinski presents to SHRM on The Lifecycle of an EEOC Charge and How it Affects Your Company. Blog Highlights. Curiosities, Ruminations and Various Eccentricities of Firm Biz. READ NEWSLETTER. The post December Newsletter – What kind of a training program should your legal partner have?

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Bank of Japan Makes Surprise Monetary Policy Change

NACM

Japan's unexpected turn on its monetary policy has rattled global markets as the Bank of Japan (BoJ) loosened its 10-year yield curve cap. "The Bank of Japan caught markets off guard by tweaking its yield controls to allow the yield on its 10-year JGB to move 0.5% either side of its 0% target, up from 0.25% previously, in a move aimed at cushioning.

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Future-Proof Your Firm: Smarter Tech for Stronger Returns & Simpler Workflows

Speaker: Joe Wroblewski, Senior Sales Engineer

Is your tech stack working for you—or are you working for it ? 🤖 In today’s world of automation and AI, technology should simplify workflows—not add complexity. Seamless integration and interconnectivity are key to maximizing productivity, optimizing workflows, and improving collaboration. Join expert Joe Wroblewski for a practical and insightful session on how you can build a smarter, more connected tech stack that drives efficiency and long-term success!