Thu.Apr 04, 2024

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Judge Dismisses FDCPA Class Action Over Undated MVN

Account Recovery

It’s not a ruling on the merits of sending an undated Model Validation Notice, but a District Court judge — this time in California — has dismissed a plaintiff’s Fair Debt Collection Practices Act class action, ruling that the plaintiff did not suffer a concrete injury and thus does not have standing to sue.

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Changes to the Homeowners’ Association Act: HB 437 Expands Property Owners’ Rights to Use Their Property

Jimerson Firm

“Why does the HOA care what I do in my backyard?” is an all-too-common question posed by homeowners. Responsible for maintaining the community rules, facilities, and appearance, homeowners’ associations have an important role in upholding community standards. However, a common complaint amongst owners revolves around their homeowners’ association’s (“HOA”) authority to govern what happens in the back or side yard of a home out of sight of the rest of the HOA.

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Getting to Know Joshua Ouellette of JJ Marshall and Associates

Account Recovery

I am thrilled to announce that the Getting to Know series will be sponsored by TEC Services Group in 2024. TEC Services Group is the leading technology and professional services firm in the credit collections industry offering both leading industry solutions along with unrivaled, unbiased, and experienced support.

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CFPB Finds Americans are Paying Upfront Fees Seeking to Lower Interest Rates on Mortgages

Consumer Finance

The CFPB issued a new report today finding that more borrowers paid “discount points” upfront as overall interest rates rose.

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From Complexity to Clarity: Strategies for Effective Compliance and Security Measures

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

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Bill Introduced in Colorado to Ban Collectors From Being Plaintiffs in Healthcare Collection Lawsuits Unless They Own the Debt

Account Recovery

A bill has been introduced in the Colorado legislature that would make it an unfair or deceptive trade practice for a debt collector or collection agency to take any legal action on a debt unless it has purchased complete ownership or the debt.

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Financial Anxiety Amongst Consumers Soars

Account Recovery

In an economic climate marked by apprehension and unpredictability, a recent survey sheds light on the financial sentiments being felt by consumers nationwide.

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Daily Digest – April 4. Getting to Know Joshua Ouellette of JJ Marshall and Associates; Calif. Judge Dismisses FDCPA Class Action Over Undated MVN

Account Recovery

Getting to Know Joshua Ouellette of JJ Marshall and Associates Calif.