How Much Does a Collection Impact Your Credit Score?
Direct Recovery
SEPTEMBER 4, 2022
Once you establish the basics like having some credit history and making your payments on time, the most significant factor that negatively impacts the average credit score is having a collection on your record. Whether you had a rough patch a few years ago or simply made a silly mistake, the first step in dealing with a collection on your credit report is to stop beating yourself up because it exists in the first place.
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