Third Circuit Broadens Definition of “Debt Collector” under FDCPA to Include Entities That Acquire Debt but Outsource Collection of That Debt
Consumer Finance Watch
FEBRUARY 27, 2019
By: Jonathan M. Robbin, Diana M. Eng , and Maria K. Vigilante. In Barbato v. Greystone Alliance, LLC et al. , a recent precedential decision, the Third Circuit Court of Appeals held an entity whose business is the purchasing of defaulted debts for the purpose of collecting on them falls squarely within the “principal purpose” definition of the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692(a), even where the entity does not collect the debt and a third party is retained to do so
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