Remove Creditors Remove Government Remove Lender Remove Third-party Debt Collectors
article thumbnail

Dealing with Debt Collectors

Debt Free Colorado

The Fair Debt Collection Practices Act (FDCPA) applies to collection firms and debt collectors attempting to recover consumer debts. Consumer debts include credit card debts, vehicle loans, medical costs, and school loans. Consumer credit transactions are governed by the UCCC, which is a code of conduct.

article thumbnail

How To Remove Penn Credit from Your Credit Report

Better Credit Blog

If you forgot to pay a bill or you’ve gotten behind on payments to a lender or service provider, it can have some nasty effects on your credit. Avoiding the problem won’t make it go away, but paying your debt won’t necessarily solve anything, either. If that’s the case, debt validation should clear things up quickly. Government.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Top Five Compliance Questions Answered by TrueAccord Compliance & Collections Professionals

True Accord

The Questions: What are the major regulations lenders need to know about? What are the major laws and regulations lenders need to know that govern debt collection (and debt collection service providers)? There are also some similar state laws, but the FDCPA is the big one that governs debt collection activity.

article thumbnail

Fair Debt Collection Practices Act (FDCPA)

Better Credit Blog

Debt collectors are notorious for harassing consumers when they seek repayment, calling excessively and threatening to take actions that may not be legal. What you may not know is that you are protected by the Fair Debt Collection Practices Act (FDCPA), a law designed to keep third-party debt collectors in check when they contact you.

article thumbnail

How to Remove ConServe from Your Credit Report

Better Credit Blog

ConServe is a debt collection agency that may contact you regarding unpaid debts. They are a third-party debt collector, which means that they may be hired by your original creditor, or they may purchase your old debt on the chance that you pay them instead. Validate the Debt.

article thumbnail

How To Remove Account Control Technology From Your Credit Report

Better Credit Blog

Account Control Technology collects on a long list of debts, including: Commercial debt. Consumer finance debt. Government debt. Healthcare debt. Student loan debt. Telecom and cable debt. Utility debt. ACT’s mailing address is below: PO Box 471. Kings Mill, Ohio 45034.

article thumbnail

How To Remove Account Control Technology From Your Credit Report

Better Credit Blog

Account Control Technology collects on a long list of debts, including: Commercial debt. Consumer finance debt. Government debt. Healthcare debt. Student loan debt. Telecom and cable debt. Utility debt. ACT’s mailing address is below: PO Box 471. Kings Mill, Ohio 45034.