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Dealing with Debt Collectors

Debt Free Colorado

You have rights to help you gain control over your debt collection interactions. To learn more about pursuing your legal rights, contact your state’s local consumer agency. The Fair Debt Collection Practices Act (FDCPA) does not apply to original creditors or cover company obligations.

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Personal Loans for Bad Credit

Better Credit Blog

But be careful: If you couldn’t repay your loan, your lender would have a legal right to your property. Age of accounts: Maintaining accounts for years matters to creditors. It’s also possible one of your creditors has misreported information about you. Time is your friend when you’re improving creditworthiness.