Credit Counselor, Creditworthiness and Personal loans

Determining Your Debt-to-Income Ratio

Debt Guru

MARCH 6, 2020

Use the same formula that lenders rely on when evaluating a loan application. The result is a percentage that determines your creditworthiness – in short, if lenders believe you’ll be able to repay the loan. Keep in mind that your ratio typically excludes mortgage and student loans.

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8 Ways to Consolidate Credit Card Debt

Credit Corp

OCTOBER 25, 2023

Keeping track of multiple credit card bills can be difficult and potentially cause you to fall behind on payments or forget them altogether. Since payment history is the most important factor that influences your creditworthiness, not making payments on time can damage your credit score.

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Creditor Collections Today

Determining Your Debt-to-Income Ratio

8 Ways to Consolidate Credit Card Debt

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