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What Happens After a Personal Loan Bankruptcy Discharge?

Sawin & Shea

FEBRUARY 28, 2024

If you fail to repay an unsecured personal loan, the lender cannot repossess your assets. No-credit-check lending, such as payday and title loans, often comes with unreasonable fees and annual percentage rates (APR). Nonpayment of title loans can lead to vehicle repossession. However, it is difficult to qualify that soon.

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Does Chapter 13 Wipe All of Your Credit?

Sawin & Shea

APRIL 17, 2024

Chapter 13 Bankruptcy Discharge Once you complete paying off your repayment plan over three to five years, the court will discharge your eligible debts. Another great option is a credit builder loan, which is intended to help those with poor credit or limited credit histories.

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Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Unsecured Debt 52
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