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Can a Collection Agency Report to the Credit Bureau Without Notifying You?

Credit Corp

Can a collection agency report to a credit bureau without notifying you? The name of the original creditor to whom the debt is owed. The most common complaints in this category in 2019 were: Threats or suggestions that a consumer’s credit history would be damaged (34%). The answer might not be that simple.

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The Fair Debt Collection Practices Act

Collection Industry News

Note, however, that the FDCPA applies only to third party collectors who collect debt for original creditors. It does not apply to the original creditor itself who uses its own employees to collect debt. c) Falsely representing that they work for a credit bureau. Let’s use our beloved Pres.