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You can even lower the total amount you have to repay if your debt consolidation method offers a lower interest rate. There are several ways to consolidate debts. In this guide, we’ll walk you through your options and show you how debt consolidation could simplify your repayments and save you money. Credit card 3.
Taking the proactive step of negotiating debt with creditors offers several key benefits. First, it can prevent them from resorting to harsher tactics like lawsuits, which can be emotionally stressful and damage your credit score further. Negotiating a debtsettlement allows you to find a solution that works for both parties.
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