Account Recovery

NOVEMBER 11, 2022

Class-Action Over Not Using MVN; Judge Blocks Student Loan Debt Cancellation appeared first on AccountsRecovery.net.

Student loans 246

Student loans Student Loans Loans Fair Debt Collection 246

Better Credit Blog

AUGUST 31, 2020

Having debt in collections can be downright overwhelming, especially when debt collectors bombard you with dozens of phone calls. Debt collectors are notorious for harassing consumers when they seek repayment, calling excessively and threatening to take actions that may not be legal. What does the FDCPA Apply To?

Fair Debt Collection 53

Fair Debt Collection Third-party Debt Collectors Collections Debt collector 53

Account Recovery

OCTOBER 3, 2022

COLLECTOR NOT OBLIGATED TO NOTIFY CREDITOR OF DISPUTE A judge in Oklahoma has granted a motion to dismiss, ruling the defendant was not obligated under the Fair Debt Collection Practices Act to notify the original creditor that a debt was being disputed.

Student loans 231

Student loans Student Loans Creditors Fair Debt Collection 231

Account Recovery

APRIL 22, 2021

Claiming you have been the victim of identity theft is not enough to get a collection item removed from your credit report, a District Court judge in California has ruled, granting a defendant’s motion for summary judgment after the plaintiff claimed it violated the Fair Debt Collection Practices Act by continuing to report the debt … The (..)

Loans 246

Loans Fair Debt Collection Judgment Collections 246

Account Recovery

MAY 7, 2021

A month after a similar bill was introduced in the House of Representatives, a bill has been introduced in the Senate that seeks to choke off access to the Paycheck Protection Program for any debt collector that has committed any violation of the Fair Debt Collection Practices Act.

Loans 246

Loans Fair Debt Collection Debt collector Collections 246

Account Recovery

JUNE 24, 2022

Judge Rules for Defendant in FDCPA Case Over Dispute Response; Settlement Will Cancel $6B in Student Loans appeared first on AccountsRecovery.net.

Student loans 241

Student loans Student Loans Fair Debt Collection Loans 241

Account Recovery

AUGUST 9, 2021

UTAH JUDGE GRANTS MTD IN FDCPA CASE OVER LACK OF LICENSE A District Court judge in Utah has granted a defendant’s motion to dismiss a Fair Debt Collection Practices Act class action case, ruling that it did not need a license to collect in that state in order to file collection lawsuits against the two … The post Daily Digest – August 9.

Student loans 246

Student loans Student Loans Fair Debt Collection Loans 246

Account Recovery

APRIL 8, 2021

A bill has been introduced in the House of Representatives that seeks to cut off any debt collector from receiving additional funds under the Paycheck Protection Program if that collector has been found to have violated any provision of the Fair Debt Collection Practices Act by a federal agency or an action brought in a … The post Bill Introduced (..)

Loans 214

Loans Fair Debt Collection Debt collector Collections 214

Account Recovery

DECEMBER 10, 2021

Judge Denies MTD in FDCPA, TCPA Class Action; Lawmakers Making Waves Over Student Loans appeared first on AccountsRecovery.net.

Student loans 246

Student loans Student Loans Loans Fair Debt Collection 246

Account Recovery

OCTOBER 19, 2021

Judge Grants MTD in FDCPA Hunstein Case; Report Shares Details of Student Loan Restart Proposals appeared first on AccountsRecovery.net.

Student loans 246

Student loans Student Loans Fair Debt Collection Loans 246

Account Recovery

FEBRUARY 2, 2021

A class-action lawsuit has been filed in Pennsylvania against a debt buyer, accusing it of violating the Fair Debt Collection Practices Act by attempting to collect on a payday loan it acquired that had an interest rate that was illegally high.

Loans 189

Loans Fair Debt Collection Collections 189

Account Recovery

OCTOBER 18, 2021

Hands Out Student Loan Contracts appeared first on AccountsRecovery.net. Judge Remands FDCPA Case Back to State Court; Ed.

Student loans 246

Student loans Student Loans Fair Debt Collection Loans 246

Account Recovery

APRIL 29, 2022

Cancels More Student Loan Debt appeared first on AccountsRecovery.net. Judge Certifies Class in FDCPA Suit; Ed.

Student loans 223

Student loans Student Loans Loans Fair Debt Collection 223

Account Recovery

SEPTEMBER 14, 2020

Judge Grants MTD in Student Loan Collection Case; Unlicensed Debt Collector Arrested in N.C. appeared first on AccountsRecovery.net.

Student loans 147

Student loans Student Loans Debt collector Loans 147

Account Recovery

MARCH 21, 2024

The Court of Appeals of Indiana has affirmed a lower court’s ruling compelling arbitration in a Fair Debt Collection Practices Act class-action case brought by a plaintiff that accused the defendant of adding additional provisions into a settlement agreement between the two parties.

Fair Debt Collection 130

Fair Debt Collection Loans Collections 130

Account Recovery

OCTOBER 11, 2021

Creates Student Loan Enforcement Unit appeared first on AccountsRecovery.net. Judge Awards Plaintiff $70k in Damages, Fees; Ed.

Student loans 240

Student loans Student Loans Loans Fair Debt Collection 240

Account Recovery

AUGUST 10, 2021

MDNC Judge Grants MTD in FDCPA Class Action; DFPI Fines Student Loan Debt Relief Company $1.4M appeared first on AccountsRecovery.net.

Student loans 246

Student loans Student Loans Fair Debt Collection Loans 246

Account Recovery

OCTOBER 24, 2022

Judge Grants MTD in FDCPA, FCRA Case Over Emails, Portal Access; Appeals Court Blocks Student Loan Debt Relief Plan appeared first on AccountsRecovery.net.

Student loans 187

Student loans Student Loans Fair Debt Collection Loans 187

Account Recovery

AUGUST 27, 2021

in Student Loans Canceled appeared first on AccountsRecovery.net. Judge Grants MTD on All Counts But One in FDCPA Class Action; $1.1B

Student loans 246

Student loans Student Loans Fair Debt Collection Loans 246

Account Recovery

APRIL 24, 2023

Judge Denies MTD in FDCPA Case Over Dispute Language in Letter; Experts Predict Court Will Strike Down Student Loan Debt Cancellation Plan first appeared on AccountsRecovery.net. The post Daily Digest – April 24.

Student loans 130

Student loans Student Loans Loans Fair Debt Collection 130

Account Recovery

APRIL 9, 2021

Judge Partially Grants MTD in Class-Action; Bill Introduced to Forgive Healthcare Workers’ Student Loans appeared first on AccountsRecovery.net.

Student loans 236

Student loans Student Loans Healthcare Fair Debt Collection 236

Account Recovery

JULY 9, 2021

Judge Denies Certification in FDCPA Suit; PHEAA Getting Out of Federal Student Loan Servicing appeared first on AccountsRecovery.net.

Student loans 221

Student loans Student Loans Loans Fair Debt Collection 221

Nexa Collect

JUNE 27, 2023

Recovering unpaid student loans is a systematic process. Just like mortgage recoveries, the steps can vary depending on the jurisdiction and the terms of the loan. Employ a Collection Agency : If the borrower is unresponsive or unwilling to pay, employ the services of a collection agency.

Student loans 100

Student loans Student Loans Loans Garnishment 100

Account Recovery

JULY 7, 2021

Appeals Court Reverses Dismissal of FDCPA Suit Over Barcode on Envelope; New Student Loan Licensing Law in Mass.

Student loans 246

Student loans Student Loans Fair Debt Collection Loans 246

Account Recovery

FEBRUARY 22, 2021

DEFENDANTS ASK JUDGE TO RECONSIDER DENYING MTD CLAIM IN FDCPA SUIT The defendants in a class-action Fair Debt Collection Practices Act overshadowing case have asked a District Court judge to reconsider her partial denial of a motion to dismiss, after the judge granted the motion on two of the three counts last month.

Student loans 147

Student loans Student Loans Fair Debt Collection Loans 147

Account Recovery

JULY 17, 2023

The Court of Appeals for the Ninth Circuit has partially affirmed the dismissal of a Fair Debt Collection Practices Act case — determining that an individual who has had loans discharged in bankruptcy cannot subsequently accuse a collector of violating the statute — but also reversed the dismissal of claims based on the FDCPA’s one-year (..)

Fair Debt Collection 130

Fair Debt Collection Bankruptcy Loans Collections 130

Account Recovery

JUNE 6, 2023

COLLECTOR FACING FDCPA SUIT FOR ALLEGEDLY NOT CREDITING ACCOUNT A collector is facing a Fair Debt Collection Practices Act lawsuit for allegedly accepting the first in a series of payments to settle a student loan debt, only to later tell the plaintiff that the payment of $4,800 was not able to be credited to the …

Student loans 130

Student loans Student Loans Fair Debt Collection Loans 130

Account Recovery

FEBRUARY 29, 2024

The Consumer Financial Protection Bureau and the Federal Trade Commission have filed an amicus brief in a Fair Debt Collection Practices Act case before the Court of Appeals for the Eleventh Circuit over the defendant charging convenience or “pay-to-pay” fees when consumers made payments by phone or online, arguing that the defendant is (..)

Fair Debt Collection 130

Fair Debt Collection Trade Collections Loans 130

Nexa Collect

JUNE 21, 2023

If you ignore a debt collection agency, several potential consequences could affect your financial well-being and peace of mind: Persistent Contact : Debt collection agencies might persist in attempting to contact you through phone calls, letters, and possibly emails. This can be stressful and disruptive.

Collection Agencies 100

Collection Agencies Collections Agency Credit Counselor Garnishment 100

Nexa Collect

JUNE 23, 2023

Collection agency letters can impact debtors, depending on factors such as the debtor’s financial situation, emotional state, and knowledge of their rights and responsibilities. Here are some potential impacts: Stress and Anxiety : Receiving a letter from a collection agency can cause significant stress and anxiety for debtors.

Collection Agencies 100

Collection Agencies Collections Agency Debtor Collections 100

Account Recovery

AUGUST 9, 2022

A District Court judge has granted a defendant’s motion for summary judgment in a Fair Debt Collection Practices Act case, ruling that a voicemail it sent out to all its customers a few months after the start of the COVID-19 pandemic was not a communication in connection with the collection of a debt, even though … The post Judge Grants (..)

Fair Debt Collection 246

Fair Debt Collection Judgment Collections Loans 246

Account Recovery

MARCH 31, 2021

Would a least sophisticated consumer understand — when reading a collection letter related to the collection of a deficiency balance on her car loan — that the debt is a “consumer debt” as defined by the Fair Debt Collection Practices Act?

Judgment 147

Judgment Fair Debt Collection Loans Collections 147

Collection Industry News

MAY 2, 2023

. – Today, the Consumer Financial Protection Bureau (CFPB) issued guidance on debt collectors, covered by the Fair Debt Collection Practices Act, threatening to foreclose on homes with mortgages past the statute of limitations. In the case of today’s advisory opinion, the CFPB is focusing on “piggyback” mortgages.

Fair Debt Collection 40

Fair Debt Collection Debt collector Collections Foreclosure 40

Account Recovery

FEBRUARY 24, 2021

A District Court judge in Pennsylvania has denied a plaintiff’s attorney’s renewed motion to withdraw from a case against a student loan servicer for allegedly violating the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, saying her “ill-conceived notion” that her client would be engaging in unlawful or (..)

Student loans 147

Student loans Student Loans Fair Debt Collection Loans 147

Account Recovery

MAY 10, 2021

The House of Representatives appears to be gearing up to vote on a number of bills, including a package of proposed legislation that would address how debts are collected across the country, and ACA International has started an effort to mobilize the industry encouraging members of Congress to vote no on the measure.

Collections 246

Collections Fair Debt Collection Foreclosure Loans 246

Roths Child Law

NOVEMBER 7, 2020

Congress needs to enact laws expanding consumer protections against abusive debt collection, the U.S. Tennessee residents may have heard about the case, which involved a class action filed by several people who defaulted on car loans. The act does not apply to parties that are collecting debts they own, like Santander.

Third-party Debt Collectors 98

Third-party Debt Collectors Debt collector Collections Fair Debt Collection 98

Debt Free Colorado

FEBRUARY 21, 2022

Does Colorado Law Protect Me From Debt Collectors? When collecting a debt from you, collection agencies must adhere to federal and state rules. Fortunately, the federal Fair Debt Collection Practices Act (FDCPA) protects all states. What is the Federal Fair Debt Collection Practices Act (FDCPA)?

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Debt collector Fair Debt Collection Collection Agencies Collections Agency 98