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Can Debt Collectors Contact Consumers by Email or Text Message in 2021?

Direct Recovery

However, as you will see shortly, there are quite a few ways that the updated legislation either doesn’t go far enough to ensure protection against predatory collection agents or simply doesn’t include all of the forms of communication available today. The Type of Creditor Still Matters. Remember the Original FDCPA Rights.

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FDCPA: 6 Things to Know About Regulation F

The Kaplan Group

This is the federal law that protects consumers from being harassed by debt collectors. As we’ve mentioned before, the law applies only to consumer debt, not businesses. The law also only applies to outside debt collectors, not companies who are owed the money for product or services they provided.

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Debt Collection Statute of Limitation in California

Direct Recovery

Managing your debt and confronting various debt collectors can be intimidating, but it becomes much simpler when you understand the rules everyone must follow. One of the most important things to know about any debt is that there comes a time when it is too old for anyone to harass you about it.