Collections Economics 101 for Digital Lenders
True Accord
FEBRUARY 3, 2022
With digital lending via neobanks and fintechs on the rise, consumers have more options than ever for obtaining loans. based lender following GAAP accounting, the lender’s net loss rate (or net charge off rate) is the ultimate metric. This is even more important if a lender takes consumer deposits to fund any of their lending.
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