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Dealing with Debt Collectors

Debt Free Colorado

When collecting a debt from you, collection agencies must adhere to federal and state rules. Fortunately, the federal Fair Debt Collection Practices Act (FDCPA) protects all states. You have rights to help you gain control over your debt collection interactions. or after 9 p.m.

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Does Paying Off Collections Improve Your Credit Score?

Credit Corp

How to Improve Your Credit after Collections Debt Collections FAQ What Is Collections Debt? When you default on a payment, the company you owe may sell your debt to a third-party collection agency. Is It Worth It to Pay Off Collections? This is done with a pay for delete letter.

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Washington District Court Awards $60,000 in Emotional Distress Damages to Plaintiffs in FDCPA Case

Troutman Sanders

Columbia Debt Recovery , a Washington district court awarded each plaintiff $30,000 in emotional distress damages under the Fair Debt Collection Practices Act (FDCPA), $120 in treble actual damages under the Washington Collection Agency Act (WCAA) and the Washington Consumer Protection Act (WCPA), and $2,000 in statutory damages under the FDCPA.

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Need to Know About Debt Negotiation and Settlement?

Sawin & Shea

Consult with a bankruptcy lawyer about what your debt negotiation options are. Debt collection agencies can be thoroughly unpleasant. The company does not tell you your legal rights or tell you about free options you can take on your own. How Can I Stop Collector Harassment? What are the warning signs?