Collateral Credit Counselor Debt Management Loans 
Credit Corp
OCTOBER 25, 2023
Key takeaways: Credit card consolidation involves combining multiple credit card balances into one. Types of credit card consolidation include credit card consolidation loans, balance transfer credit cards, home equity loans, HELOCs, retirement loans, cash-out auto refinance, family loans, and debt management plans.
Debt Guru
MARCH 6, 2020
Use the same formula that lenders rely on when evaluating a loan application. It’s called your debt-to-income ratio, and it’s your total monthly debt payments divided by your gross monthly income. The result is a percentage that determines your creditworthiness – in short, if lenders believe you’ll be able to repay the loan.
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