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Should You File for Bankruptcy if a Strong Economy is Just Around the Corner

Titan Consulting

AUGUST 23, 2020

If you do not qualify for a Chapter 7 bankruptcy to liquidate your debts, you may be required to pay back a significant portion of your debts under a Chapter 13 Bankruptcy, and still suffer the negative impact to your credit score. How long does a Bankruptcy stay on your credit report?

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Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Unsecured Debt 86
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What is the Bankruptcy Means Test?

Sawin & Shea

MAY 24, 2023

However, if your monthly disposable income exceeds the maximum allowable, you will fail the test and be prohibited from filing for Chapter 7 bankruptcy. Be aware, if you fail the Chapter 7 means test, you still have other options, including Chapter 13 bankruptcy and debt settlement plans.

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Chapter 7 bankruptcy Bankruptcy Unsecured Debt Chapter 13 bankruptcy 52
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