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Their creditworthiness determines how much they pay in interest when buying a vehicle and the home value they can afford. Unfortunately, it is easy for hard-working people to find themselves overwhelmed by their debt-related obligations. However, the rules are a bit different for bankruptcy.
It’s often necessary for risky or low-credit borrowers to have a co-signer in order to secure a loan or another form of debt. When a borrower applies for a loan or credit card, the lender will assess their creditworthiness by looking at their income, credit score, and debt-to-income ratio.
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