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20+ Illuminating Credit Card Debt Statistics for 2023

Credit Corp

The average household credit card debt in America is $9,654, and the states with the largest amount of credit card debt are Alaska, Hawaii, and New Jersey. Between the first quarters of 2022 and 2023, The Federal Reserve Bank of New York reported that the credit card debt in America rose by $145 billion.

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Average credit card debt statistics in the U.S. for 2023

Credit Corp

This will not only help you compare your own credit card balance to the national average, but you’ll also see if you’re getting a good deal with your current cards. How many credit cards carry a balance? The APR is the amount of interest consumers pay for their purchases, and the following table is broken down by credit card type.