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8 Ways to Consolidate Credit Card Debt 

Credit Corp

Most personal loans are fixed rate, so you don’t have to worry about the interest rate increasing. Keep in mind that some lenders charge an up-front, one-time origination fee ranging from 1% to 10% of the total loan amount. Step 2: Get prequalified with a couple of lenders. Step 3: Decide on a lender and apply.