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8 Ways to Consolidate Credit Card Debt 

Credit Corp

Key takeaways: Credit card consolidation involves combining multiple credit card balances into one. Types of credit card consolidation include credit card consolidation loans, balance transfer credit cards, home equity loans, HELOCs, retirement loans, cash-out auto refinance, family loans, and debt management plans.

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10 Ways to Build Credit Without a Credit Card

Credit Corp

Only become an authorized user if you are both committed to practicing smart credit-building habits. Credit Builder Loans. Credit builder loans aren’t widely publicized, but they are a great way to build credit without a credit card. You make payments for a set amount of time until the loan is paid.