Account Recovery
APRIL 18, 2025
A bill has been introduced in the Senate by the chairman of the Senate Banking Committee that would expand the types of bills and debts that credit reporting agencies would use to determine consumers’ credit scores, with the objective of helping individuals considered to be “credit invisible.” S. 1465, the Credit Access and Inclusion Act, was introduced last week by Sen.
Collection Industry News
APRIL 18, 2025
Mortgage interest rates dropped for the second straight week, although not by a lot. That was thanks to more negative news on the economy. But despite all that, weekly mortgage demand surged higher by 11%, according to the Mortgage Bankers Associations seasonally adjusted index. The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances, $806,500 or less, decreased to 6.84% from 6.89%, with points increasing to 0.68 from 0.67, including the origination fee,
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Account Recovery
APRIL 18, 2025
Collector Accused of Not Including Mini-Miranda in Voicemails 90% of CFPBs 1,700 Employees Laid Off N.J. Appeals Court Upholds Ruling Denying Motion to Vacate Default Judgment Bill Introduced to Expand Types of Debt Factored into Credit Scores WORTH NOTING:For all of you who think you can run as fast as an Olympian, this video is for you … If you take over-the-counter pain medication like aspirin or ibuprofen, you are probably doing it wrong … Showing your kids more affection makes t
Account Recovery
APRIL 18, 2025
A New Jersey Appeals Court has affirmed a lower court’s ruling denying an individual’s motion to vacate a default judgment obtained in a collection lawsuit, agreeing that the individual chose to wait too long to file the motion to vacate. The background: The case at hand involves a collection action initiated by the plaintiff. The defendant did not inform the original creditor or the defendant of a change of address after moving from New Jersey to Pennsylvania in 2016.
Speaker: Victor C. Barnes, CPA, MBA
In the climb from contributor to leader, the rules quietly change. But if you’re aiming for the summit, the air gets thinner, and what got you here won’t be enough to get you to the top. 🗻 What made you successful early in your finance career—technical accuracy, sharp analysis, flawless execution—won’t be what carries you to the next level. The higher you go, the more your effectiveness depends on how you connect, adapt, and communicate.
Account Recovery
APRIL 18, 2025
EDITORS NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit. Protect your company from as many as one in three new consumer lawsuits by scrubbing your consumers through WebRecon first. Want to learn more? Call (855) WEB-RECON or email admin@webrecon.net today!
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