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Dealing with Debt Collectors

Debt Free Colorado

Does Colorado Law Protect Me From Debt Collectors? When collecting a debt from you, collection agencies must adhere to federal and state rules. Fortunately, the federal Fair Debt Collection Practices Act (FDCPA) protects all states. What is the Federal Fair Debt Collection Practices Act (FDCPA)?

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4 Ways To Remove Collections From Your Credit Report

Better Credit Blog

considering you are getting your own lawyer to fight on your behalf. Dispute the Collection – If You Found An Error. If the goodwill letter falls flat and the debt collection remains on your credit report, it’s time for a more advanced method. Ask the Collection Agency to Validate the Debt.

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Can a Debt Collector Collect After 10 Years?

Credit Corp

Understanding what the rules in your state are and how they might apply to your specific debt situation is important. Contact a lawyer for your unique situation if you have questions. How Long Can a Debt Collector Pursue an Old Debt? Time-barred debt refers to debt that’s beyond the statute of limitations.

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How to Remove First Financial Asset Management from Your Credit Report

Better Credit Blog

Consumers claim that they are guilty of certain Fair Debt Collection Practices Act (FDCPA) infractions, including attempting to collect inaccurate debts and failing to respond to debt validation requests. You don’t need to be a lawyer to become aware of your rights as a consumer. Know Your Rights.

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The Limits On Direct And Vicarious Liability Under The FDCPA

FDCPA Defense

Debt buyers are being sued based on the conduct of their agencies and law firms. Lawyers and agency owners are being sued based on the conduct of their clients and their collectors. Even original creditors, who are not subject to the FDCPA, are being drawn into FDCPA litigation under various theories of recovery.