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What Is a Debt Collector and Why Are They Contacting Me?

Taurus Collect

A debt collector might sound like a character from a Charles Dickens novel, but if you’ve been contacted by one, you know they’re very much a reality of modern financial life. So, what exactly is a debt collector? What Is a Debt Collector? Why Are They Contacting Me?

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Display of Data Symbols Similar to QR Code Visible Through Envelope Window Insufficient to Establish Article III Standing

Troutman Sanders

Nyanhongo filed a class action alleging that hundreds of similar envelopes were mailed statewide in violation of Section 1692f(8) of the Fair Debt Collection Practices Act (FDCPA). Article III of the Constitution limits the exercise of judicial power to cases and controversies. ” In DiNaples v.

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The Limits On Direct And Vicarious Liability Under The FDCPA

FDCPA Defense

Lawyers and agency owners are being sued based on the conduct of their clients and their collectors. Even original creditors, who are not subject to the FDCPA, are being drawn into FDCPA litigation under various theories of recovery. How can debt collectors avoid liability for the conduct of others? See, e.g., Perry v.