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Common Myths About Using a Collection Agency

Credit Management Company

As mentioned above, many debt collection agencies offer payment plans and avenues through which to pay. If you explain your circumstances, they’ll likely find ways to work with you to resolve your debt. Myth: The FDCPA Will Protect Any Debt Collector.

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4 Ways To Remove Collections From Your Credit Report

Better Credit Blog

Ask the Collection Agency to Validate the Debt. If you can’t find inaccuracies on your credit reports, write to the collection agency and ask it to validate your debt. The main issue here is that you have only 30 days to make the request after the collection agency first contacts you. Covington Credit.