Credit Card Debt Lender Original Creditor Third-party Debt Collectors 
Debt Free Colorado
FEBRUARY 21, 2022
The Fair Debt Collection Practices Act (FDCPA) applies to collection firms and debt collectors attempting to recover consumer debts. Consumer debts include credit card debts, vehicle loans, medical costs, and school loans. However, the UCCC does not cover all consumer transactions.
Better Credit Blog
APRIL 6, 2022
If you don’t have the money to pay the balance in full, or if you can’t get the original creditor to remove the charge-off from your credit report, it’s time to dispute the negative entry using a more advanced method. To dispute the entry you’ll first need a copy of your current credit report. today’s date].
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