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Michigan Federal Court Summarily Dismisses FCRA Action Alleging Inaccurate Reporting of Charged-Off Auto Loan

Troutman Sanders

APRIL 24, 2023

Despite the liberal construction typically afforded to pleadings filed by pro se litigants, the court dismissed the plaintiff’s complaint sua sponte for failure to state a claim. Though the plaintiff may have been confused, the defendant’s reporting of the loan from origination to charge-off provided a clear picture to would-be creditors.

Loans

Loans Repossession Secured Creditor Construction

Update: Supreme Court Resolves Circuit Split Regarding Pre-Bankruptcy Seizure

PBWT

JANUARY 19, 2021

In 2019, we began following a Circuit split regarding a secured creditor’s obligation to return collateral that it lawfully repossessed pre-petition after receiving notice of a debtor’s bankruptcy filing. ” [ii] In December, the Supreme Court granted certiorari and on Thursday adopted the minority view. .’

Bankruptcy

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Creditor Collections Today

Michigan Federal Court Summarily Dismisses FCRA Action Alleging Inaccurate Reporting of Charged-Off Auto Loan

Update: Supreme Court Resolves Circuit Split Regarding Pre-Bankruptcy Seizure

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