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What Is a Debt Collector and Why Are They Contacting Me?

Taurus Collect

A debt collector might sound like a character from a Charles Dickens novel, but if you’ve been contacted by one, you know they’re very much a reality of modern financial life. So, what exactly is a debt collector? What Is a Debt Collector? However, they may still try to recover the debt through communication with you.

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Tenth Circuit Affirms Rejection of Bona Fide Error Defense in FDCPA Claim Alleging a Single Collection Call After Receipt of a Cease-and-Desist Notice

Troutman Sanders

17, 2021), the Tenth Circuit affirmed summary judgement in favor of the plaintiff in a claim under the Fair Debt Collections Practices Act (FDCPA), finding that the defendant debt collector failed to present sufficient evidence to establish a bona fide error defense. In Lupia v. Medicredit, Inc. , 20-1294 (10th Cir.

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Display of Data Symbols Similar to QR Code Visible Through Envelope Window Insufficient to Establish Article III Standing

Troutman Sanders

Credit Collections Servs. , In March 2020, Credit Collections Services mailed Tatenda Nyanhongo a collection letter. Nyanhongo filed a class action alleging that hundreds of similar envelopes were mailed statewide in violation of Section 1692f(8) of the Fair Debt Collection Practices Act (FDCPA).

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2nd Cir. Holds FDCPA Defendant’s ‘Bona Fide Error’ Defense Should Go to Jury

Collection Industry News

Court of Appeals for the Second Circuit recently held that a debt collector did not violate the federal Fair Debt Collection Practices Act (FDCPA) where it unintentionally sent a valid debt collection communication to a non-debtor. Wagner” because the collection firm “believe[d] there is a William J.

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The Limits On Direct And Vicarious Liability Under The FDCPA

FDCPA Defense

For example, generally speaking, the Act applies only to “debt collectors” who regularly attempt to collect debts that are “due another.” 1985) ( The legislative history of section 1692a(6) indicates conclusively that a debt collector does not include the consumer's creditors. Retrieval Masters Creditor Bureau, Inc. ,