Bankruptcy Consumer Credit Credit Counselor Education 
Credit Corp
FEBRUARY 9, 2024
Credit Counseling Immediate credit impact: None expected Long-term credit impact : None expected A credit counselor is a professional adviser who helps you manage and repay your debt. Counselors may offer free or low-cost consultations and educational materials.
The Kaplan Group
OCTOBER 19, 2020
Instead, I suggest you do what you can to educate yourself about your options. Credit Counselor. A credit counselor is certified and trained in consumer credit, money and debt management, and budgeting. These companies can be very risky and using them can have a negative impact on your credit score.
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