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A recent district court opinion from Michigan makes clear that statutory violations of the FDCPA do not absolve a plaintiff from the need to show a concrete injury in order to establish Article III standing. In Johnston v. Midland Credit Mgmt, C.A. No. 1:16-cv-437, 2017 U.S. Dist. LEXIS 10610 (Jan. 26, 2017), the complaint alleged that the consumer received a settlement letter which provided three settlement options.
The CFPB issued its monthly report on consumer complaints last week. The report is a high-level snapshot of trends in consumer complaints. The Report provides a summary of the volume of complaints by product category, by company and by state. Additionally, it highlights a product type. This month’s report highlights credit reporting which was last in the “spotlight” in May 2016.
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