Troutman Sanders

DECEMBER 21, 2023

In this episode of The Consumer Finance Podcast , Chris Willis is joined by Kim Phan, a partner in our firm’s Privacy + Cyber practice, to discuss the Securities and Exchange Commission’s new cyber risk management and incident disclosure rules for publicly traded companies.

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Trade Education Government 52

Nexa Collect

JUNE 24, 2023

This includes ensuring that there is no background noise or interruptions that could compromise the professionalism or privacy of calls. They should be educated about the importance of data security and privacy. A private work environment : The work-from-home environment should be conducive to professional conduct.

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Debt collector Collection Agencies Collections Agency Debtor 100

Nexa Collect

MAY 21, 2021

Health care providers, health plans such as insurers and HMOs, healthcare clearing-houses and any business entities using and disclosing “ individually identifiable health information ” during claims processing, billing, data analysis, and other operations, are governed by the HIPAA Privacy Rule.

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Healthcare Collection Agencies Collections Agency Education 130

Troutman Sanders

MAY 31, 2022

Privacy and Cybersecurity Activities. According to the press release, the “Confidentiality of Medical Information Act (CMIA) applies to mobile apps that are designed to store medical information, including some fertility trackers, and establishes privacy protections that go beyond federal law.” State Activities.

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Financial services Education Creditors Collection Agencies 52

Troutman Sanders

DECEMBER 10, 2021

Her experience includes representing banks in class actions, data breach multi-district litigation, and privacy matters. Committed to cultivating professionalism and education on the rule of law, Zinsner serves on the Board of Directors of the Virginia Law Foundation.

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Financial Institution Education Banks Trade 52

Troutman Sanders

FEBRUARY 23, 2022

Privacy and Cybersecurity Activities. Department of Education forgiving $71.7 Department of Education announced that it will suspend the seizure of tax refunds, Social Security payments, and other government payments to collect on defaulted student loans through November. State Activities. For more information, click here.

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Financial services Student loans Student Loans Government 52

Troutman Sanders

FEBRUARY 13, 2024

The defendants allegedly misled consumers by charging them for services that are free through the Department of Education, claiming consumers needed to pay fees or make payments to access federal student loan forgiveness. Department of Education (ED) announced it approved an additional $4.9 For more information, click here.

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Financial services Student loans Student Loans Collection Agencies 52

Troutman Sanders

MAY 16, 2022

Privacy and Cybersecurity Activities. The SCIF intends to collect information about the borrower’s language preference, if any, and on any homebuyer education or housing counseling the borrower received, so lenders can better understand borrower needs during the home buying process. State Activities. For more information, click here.

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Fraser

JANUARY 6, 2022

In refusing the requests, the universities cited the Family Educational Rights and Privacy Act (“FERPA”), a federal law which protects certain records from public release without student or parent consent. We will continue to keep you apprised of developments in this evolving area of higher education law and regulations.

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Troutman Sanders

JUNE 7, 2022

Privacy and Cybersecurity Activities. On May 31, the FTC took action against Financial Education Services and its owners, as well as a number of related companies, for scamming consumers out of more than $213 million. The draft bi-partisan bill would provide a private right of action when a “substantial privacy harm” has occurred.

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Financial services Education Trade Loans 52

Credit Corp

AUGUST 25, 2020

As a new school year approaches, more individuals are searching for ways to fund their education without going into debt for years. Find a great student loan rate to finance your education. Privacy Policy. Employer Education Assistance. If you’re already working, your employ might offer funding for education.

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Student loans Student Loans Loans Education 88

Credit Corp

MARCH 21, 2023

According to the Federal Reserve, 4 in 10 people who go to college incur debt to pay for their education. Find out more about Navient below, including what to expect if this company is calling you, so you’re more educated about your student loan debt and avoid making mistakes on your student loans. In This Piece What Is Navient?

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Student loans Student Loans Loans Lender 92

Troutman Sanders

MAY 2, 2022

Privacy and Cybersecurity Activities. On April 28, the Department of Education announced it will deliver relief to tens of thousands of borrowers harmed by pervasive and widespread misconduct at Marinello Schools of Beauty. State Activities. securities laws. For more information, click here. For more information, click here.

Financial services 52

Financial services Judgment Trade Education 52

Troutman Sanders

AUGUST 10, 2020

Privacy and Cybersecurity Activities. Federal Activities: On August 8, 2020, President Donald Trump signed a number of executive orders related to the COVID-19 pandemic, including one that will defer payments on all student loans held by the Department of Education and waive all interest until December 31, 2020. State Activities.

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Financial services Student loans Student Loans Education 52

Troutman Sanders

OCTOBER 19, 2021

Privacy and Cybersecurity Activities. Federal Activities: On October 15, the Department of Education announced the establishment of an Office of Enforcement within Federal Student Aid, reporting directly to the chief operating officer. State Activities. For more information, click here. For more information, click here.

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Financial services Student loans Student Loans Debt collector 52

Troutman Sanders

AUGUST 30, 2021

Privacy and Cybersecurity Activities. Department of Education (DOE) announced it will make $1.1 On August 24, California Attorney General Rob Bonta issued guidance to health care providers and facilities, reminding those entities of their obligations to comply with state and federal health data privacy laws. State Activities.

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Financial services Student loans Student Loans Foreclosure 52

Troutman Sanders

NOVEMBER 9, 2021

Privacy and Cybersecurity Activities. Privacy and Cybersecurity Activities: On November 5, the Federal Trade Commission (FTC) published tips intended to help small businesses bolster their digital defenses. For those interested in reading the full draft privacy bill, click here. State Activities.

Financial services 52

Financial services Student loans Student Loans Government 52

Troutman Sanders

AUGUST 31, 2020

Privacy and Cybersecurity Activities. Privacy and Cybersecurity Activities: On August 28, 2020, the Federal Trade Commission (FTC) provided parents with seven considerations to secure their home systems as kids begin school from home. Researchers sought to create a system of tracking that would be more privacy-preserving.

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Financial services Foreclosure Student loans Student Loans 52

Collection Industry News

APRIL 4, 2022

If you’re a caregiver wondering what that means for your family, here’s a guide with steps you can take to better protect your identity and your child’s, according to privacy experts. You need credit monitoring,” said Pam Dixon, executive director of the World Privacy Forum, a public interest research group.

Education 40

Education Student loans Student Loans Loans 40

Troutman Sanders

AUGUST 9, 2021

Privacy and Cybersecurity Activities. On August 5, the Department of Education announced that it is extending the moratorium on federal student loan payments through January 31, 2022. On August 3, The Washington Post reported on its review of the privacy and security aspects of digital proof of vaccination options.

Financial services 52

Financial services Student loans Student Loans Foreclosure 52

Troutman Sanders

OCTOBER 11, 2021

Privacy and Cybersecurity Activities. Department of Education announced the establishment of an Office of Enforcement within Federal Student Aid (FSA). Privacy and Cybersecurity Activities: On October 8, the FTC advised consumers to spot pandemic scams, specifically those relating to an “emergency broadband program.”

Financial services 52

Financial services Loans Lender Foreclosure 52

Troutman Sanders

APRIL 18, 2022

Privacy and Cybersecurity Activities. In the post, the CFPB argues that certain private education loans can be discharged in bankruptcy. Privacy and Cybersecurity Activities: On April 11, Connecticut’s Senate Judiciary Committee voted 25-14 in favor of passing S.B. State Activities. For more information, click here.

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Financial services Student loans Student Loans Loans 52

Troutman Sanders

SEPTEMBER 21, 2020

Privacy and Cybersecurity Activities. Privacy and Cybersecurity Activities: On September 17, 2020, the National Security Agency (NSA) released best practice guidelines for those working remotely during the COVID-19 pandemic. For more information about existing privacy guidelines for COVID-19-related apps, read our primer on Law360.

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Financial services Banks Government Acquisition 52

Public Citizen

OCTOBER 31, 2020

Campus cards, used to distribute financial aid, receive some special protections as well under a Department of Education regulation.   FTC’s record-breaking privacy enforcement action against tech giant Facebook. New California comprehensive consumer privacy legislation.

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Troutman Sanders

JULY 26, 2021

Privacy and Cybersecurity Activities. Department of Education [dropped] its appeal of a federal court order canceling the loans of 7,200 students in Massachusetts who were defrauded by Corinthian Colleges, Inc. State Activities. Federal Activities: On July 23, U.S. Secretary of the Treasury Janet L. For more information, click here.

Financial services 52

Financial services Student loans Student Loans Garnishment 52

Troutman Sanders

FEBRUARY 16, 2023

The summary also outlines the FTC’s business and consumer education efforts on fair lending issues. On February 10, the California Privacy Protection Agency (CPPA) Board issued an invitation for preliminary comments from the public regarding cybersecurity audits, risk assessments, and automated decision-making.

Financial services 52

Financial services Lender Banks Education 52

Troutman Sanders

MAY 23, 2022

Privacy and Cybersecurity Activities. Privacy and Cybersecurity Activities: On May 19, the Federal Trade Commission (FTC) adopted a new policy statement, announcing a crackdown on education technology companies that surveil children when they go online to learn. State Activities. For more information, click here.

Financial services 52

Financial services Trade Government Collection Agencies 52

Troutman Sanders

MAY 9, 2023

On May 1, Indiana joined California, Virginia, Colorado, Connecticut, Utah, and Iowa to become the seventh state to enact a “comprehensive” data privacy law.

Financial services 52

Financial services Student loans Student Loans Loans 52

Troutman Sanders

FEBRUARY 16, 2021

Privacy and Cybersecurity Activities. On February 10, Acting Director of the Consumer Financial Protection Bureau Dave Uejio published a blog post, sharing the directions he gave to the agency’s Consumer Education and External Affairs unit. State Activities. For more information, click here. For more information, click here.

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Financial services Student loans Student Loans Banks 52

Troutman Sanders

DECEMBER 21, 2021

Privacy and Cybersecurity Activities. Virginia Foxx and Julia Letlow, who are both members of the Committee on Education and Labor, requested an examination of the U.S. Department of Education’s decision to terminate its federal student loan contracts with private collection agencies. State Activities. On December 16, U.S.

Financial services 52

Financial services Credit Unions Credit Unions Third-party Debt Collectors 52

Troutman Sanders

MARCH 15, 2021

Privacy and Cybersecurity Activities. On March 9, state regulators from California, Colorado, Connecticut, Illinois, Maine, Massachusetts, New Jersey, Rhode Island, Washington, and Wisconsin signed a letter directed to the Department of Education asking for a reversal of policies implemented during President Trump’s administration.

Financial services 52

Financial services Financial Institution Foreclosure Government 52

Troutman Sanders

APRIL 5, 2021

Privacy and Cybersecurity Activities. The published data contain loan-level information filed by financial institutions, modified to protect privacy. Department of Education announced an expansion of the moratorium on federal student loan interest and collections on all defaulted loans under the Federal Family Education Loan program.

Financial services 52

Financial services Financial Institution Foreclosure Garnishment 52

Troutman Sanders

AUGUST 17, 2020

Privacy and Cybersecurity Activities. On August 8, 2020, President Donald Trump signed a number of executive orders related to the COVID-19 pandemic, including one that will defer payments on all student loans held by the Department of Education and waive all interest until December 31, 2020. State Activities.

Financial services 52

Financial services Student loans Student Loans Debt collector 52

Troutman Sanders

SEPTEMBER 14, 2021

Privacy and Cybersecurity Activities. The ISA provider provides students with money to finance their higher education, in the form of ISAs, under which students agree to pay a percentage of their income for a set period of time or until they reach a payment cap. State Activities. For more information, click here.

Financial services 52

Financial services Student loans Student Loans Foreclosure 52

Troutman Sanders

APRIL 25, 2022

Privacy and Cybersecurity Activities. Federal Activities: On April 18, the Consumer Financial Protection Bureau (CFPB or Bureau) published a blog post , scrutinizing the practice of withholding transcripts from students with delinquent accounts and who are attending an institute of higher education. State Activities.

Financial services 52

Financial services Student loans Student Loans Education 52

Troutman Sanders

JUNE 21, 2022

Privacy and Cybersecurity Activities. Department of Education announced it would discharge all remaining federal student loans for students who attended any college run by Corinthian Colleges. State Activities. and identified certain types of stablecoin arrangements as areas of concern. For more information, click here.

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Financial services Credit Unions Credit Unions Financial Institution 52

Troutman Sanders

AUGUST 7, 2023

According to the press release, the collaboration “will increase education, outreach, and efforts to combat racial appraisal bias in property valuation.” In light of this fact, CPPA is seeking information about how CV manufacturers are complying with the state’s California Privacy Rights Act. For more information, click here.

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Financial services Financial Institution Manufacturing Loans 52