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Debtor Education Course After Filing for Bankruptcy

Sawin & Shea

Since 2005, a debtor education course from an approved provider is mandatory for anyone who files for bankruptcy. Debtor education classes provide customized guidance based on your unique circumstances. Since then, bankruptcy filers have been required to take both a bankruptcy credit counseling course and a debtor education course.

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Free Credit Repair for Low-Income Individuals?

Credit Corp

Educating Yourself on Consumer Credit Sites When it comes to free credit repair and report help, consumer credit sites are a great resource. Browse the Credit.com blog for tons of information on how credit works, how to repair or improve yours, and how to save money when dealing with credit or other parts of daily life.

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How FICO and Operation HOPE are Taking Steps toward Financial Literacy for All

Fico Collections

But thanks to nonprofit organizations like Operation HOPE — which collaborates with financial institutions, corporations, municipal agencies, and community organizations to help low- and mid-income Americans achieve financial independence — credit education is available more widely than ever before. Financial Literacy for All.

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Does Debt Relief Hurt Your Credit?

Credit Corp

Credit Counseling Immediate credit impact: None expected Long-term credit impact : None expected A credit counselor is a professional adviser who helps you manage and repay your debt. Counselors may offer free or low-cost consultations and educational materials.

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You’re in Debt: 9 Terms to Know

The Kaplan Group

Instead, I suggest you do what you can to educate yourself about your options. Credit Counselor. A credit counselor is certified and trained in consumer credit, money and debt management, and budgeting. These companies can be very risky and using them can have a negative impact on your credit score.

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How Debt Collectors Work

Taurus Collect

Seek Professional Advice : Consider consulting with a credit counselor or lawyer if you’re unsure how to proceed or if the debt collector is acting in a way that you believe is unfair or illegal. Conclusion The role of debt collectors is a functional, albeit often unwelcome, aspect of financial systems.

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How to Start Building Credit as a Recent College Grad

Credit Corp

If you took out student loans to fund your education, you’re likely feeling a tad overwhelmed by the outstanding balance and impending payments to pay it all back. At this beginner stage, consider meeting with a credit counselor. This is some of the money advice college grads never get , but definitely should.