Sawin & Shea

APRIL 3, 2024

” Your bankruptcy alone shouldn’t affect your professional license, but you may need to report that you declared bankruptcy, depending on your type of license or certification. It is against the law for an employer to fire you on the basis of your bankruptcy, and this includes both government and private employers.

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Credit Corp

MARCH 21, 2023

Currently, individuals with outstanding student loan debt owe as much as $100,000 or more, with more than 40% owing between $20,000 and $99,999. If you’re struggling with student loan debt, you certainly aren’t alone. Understanding your loan is an important first step in creating a viable plan to pay it back.

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Credit Corp

SEPTEMBER 27, 2021

Almost 70% of students in North America take out student loans. Many students can’t afford post-secondary education without financial help. Loans are scary, and come with lots of disadvantages. Don’t fear, because we will be covering the most frequent student loan mistakes. Forgetting to Research.

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Credit Corp

MAY 17, 2021

The short answer is yes, but it depends on the type of debt you’re dealing with. Federal Student Loan Debt: No. Your stimulus payment won’t be used to offset student loan debt if it’s a federal loan. This is not necessarily true for private student loans, though.

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Collection Industry News

MAY 16, 2022

Borrowing federal student loans is about to get more expensive. Federal student loan interest rates are tied to the 10-year Treasury note and determined using a formula set by federal law. The new fixed interest rates will be: 4.99% for direct subsidized and unsubsidized undergraduate loans. PLUS loans.

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Credit Corp

JUNE 14, 2023

More than 10% of subprime auto loan customers were behind on payments by 60 days or more in early 2021. We’ll break down when a car payment is late, as well as other common loans, so you’ll be prepared to pay your loans on time. How Late Can You Be on a Mortgage Loan Payment? How Late Can You Be on Student Loans?

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Collection Industry News

APRIL 18, 2022

In January, 39 state attorney general offices announced that one of the nation’s largest student loan servicers would resolve allegations of widespread unfair, deceptive and abusive practices. billion in subprime private student loans owed by nearly 66,000 borrowers nationwide as part of the settlement.

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Debt Free Colorado

APRIL 9, 2020

So far the offers have been vague, the most likely concessions will be for your lenders on your home and cars to allow you to move a monthly payment to the end of the loan and for credit cards to temporarily reduce your interest rate. There are more tools for dealing with your mortgage than any other type of loan. Car Payments.

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Collection Industry News

APRIL 11, 2022

The student loan crisis is a hot topic of conversation in Washington because student debt is felt by a lot of us, 45 million of us to be exact, for a total debt of 1.6 We often break our pink piggy bank that says student loan on it, in an attempt to pay back our debts. The history of student loans.

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Sawin & Shea

JANUARY 12, 2022

Bankruptcy can often eliminate most of or make it easier to pay off your debt—it simply depends on the type of debt you have and the type of bankruptcy you file. Bankruptcy can often eliminate most of or make it easier to pay off your debt—it simply depends on the type of debt you have and the type of bankruptcy you file.

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Credit Corp

JULY 26, 2021

Several different types of joint debt pass straight to cosigners without going through probate. Let’s take a closer look at five different types of debt to see what might occur after the primary borrower passes away. Joint mortgages pass directly to co-borrowers, who become responsible for the loan. Car Loan Debt.

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Direct Recovery

NOVEMBER 14, 2021

Private Student Loan Collection Reform Act. Another bill likely to be signed into California law this year is the Private Student Loan Collection Reform Act, which is designed to offer additional protection to consumers regarding their outstanding or delinquent student loan debt.

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Credit Corp

JANUARY 12, 2021

And for thousands of grads who are buckling under the weight of monthly student loan payments that can cost as much as a mortgage, that worry can last for as long as 25 years. According to EducationData.org and The College Board, the cost of a private school undergraduate education can exceed $200,000 over four years.

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Credit Corp

MAY 17, 2021

Student loans are by far some of the biggest issues most students are facing today when it comes to finances. To get the kind of education you want, you will probably need to take out a student loan to pay for the studies – and then spend years if not decades paying back such loans.

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Credit Corp

SEPTEMBER 16, 2020

Credit Builder Loans. Credit builder loans aren’t widely publicized, but they are a great way to build credit without a credit card. Smaller institutions like credit unions are generally more likely to offer credit builder loans specifically to help borrowers build credit. Passbook or CD Loans. Peer-to-Peer Loans.

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ABI

JANUARY 13, 2022

Sallie Mae , the United States Court of Appeals for the Second Circuit held that private educational loans may be discharged under § 523(a)(8)(ii) of title 11 of the United States Code (the “Bankruptcy Code”). [1] 1] Homaidan funded his college education, in part, with two private tuition loans from Navient that totaled $12,567. [2]

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Credit Corp

AUGUST 26, 2020

If you’re sending a student off to college this year, expenses can be much higher. If you’re sending a student off to college this year, expenses can be much higher. The cost at private higher education institutions can run more than double that. How Expensive Back to School Really Is.

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Credit Corp

APRIL 3, 2023

Studies show that college tuition increased by 134% at private colleges and 175% at public universities from 2003 to 2023. To help cover these costs, many families and students start saving for college to help avoid student loans. However, this type of plan isn’t right for everyone.

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Troutman Sanders

OCTOBER 22, 2021

5514, the CFPB has express supervisory authority over covered persons in the residential mortgage, private student lending, and consumer payday lending markets. . 5514, the CFPB has express supervisory authority over covered persons in the residential mortgage, private student lending, and consumer payday lending markets.

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Troutman Sanders

JULY 27, 2020

On July 22, 2020, the CFPB issued tips in a blog post directed to co-signors of private student loan debt during the COVID-19 emergency. On July 22, 2020, the CFPB issued tips in a blog post directed to co-signors of private student loan debt during the COVID-19 emergency. For more information, click here.

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Credit Corp

JANUARY 29, 2024

Mortgage and rent payments, auto loan payments, and internet service bills will likely fall into this category. Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations.

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Troutman Sanders

OCTOBER 11, 2021

Our bank and loan servicing clients also face novel challenges affecting their industry due to COVID-19, particularly the ever-changing rules and regulations concerning evictions and foreclosures. Department of Education announced the establishment of an Office of Enforcement within Federal Student Aid (FSA). State Activities.

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Better Credit Blog

DECEMBER 22, 2021

If you have multiple debts, such as overdue credit cards you need to pay down, a debt consolidation loan might be able to help you to better keep track of what you owe by getting it all in one place, perhaps even at a lower interest rate. How Debt Consolidation Loans Work. When Might It Make Sense To Get A Debt Consolidation Loan.

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Troutman Sanders

SEPTEMBER 27, 2021

Our bank and loan servicing clients also face novel challenges affecting their industry due to COVID-19, particularly the ever-changing rules and regulations concerning evictions and foreclosures. Troutman Pepper has developed a dedicated COVID-19 Resource Center to guide clients through this unprecedented global health challenge.

Financial services 52

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Credit Corp

AUGUST 8, 2021

The following types of real estate investments don’t require much cash, allowing you to get started with just $1,000 to invest. Real Estate Crowdfunding: Private REITs. This article originally appeared on Spark Rental and has been republished here with permission. At the risk of stating the obvious, real estate costs a lot.

Trade 106

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Debt RR

AUGUST 3, 2020

Business debt, whether from small business loans, corporate credit cards, or federal and state taxes, can be a challenge to manage. Student loans: The most recent data shows that over 10% of student loans are more than 90 days late, which puts them at risk of being turned over to collection agencies.

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Credits Inc

OCTOBER 26, 2019

Creditors give loans to millions of citizens, and thus credit companies are too busy to follow up on the debtors. Therefore, the agencies act as middlemen collecting any delinquent loans. Many people who want to start a business lack enough capital, and thus they opt to get a loan from creditors. government collection agency.

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Better Credit Blog

JUNE 1, 2022

In those cases, student loans can be a valuable resource. If you’re looking for a loan to help fund your education, you have plenty of options. Read on to learn which types of student loan might work best for you. Table of Contents: Federal Student Loans. Private Student Loans.

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Troutman Sanders

OCTOBER 4, 2022

On September 29, the Consumer Financial Protection Bureau (CFPB) released a special edition of Supervisory Highlights on recent examination findings, covering the practices of student loan servicers and schools that lend to students directly. State Activities. For more information, click here. and Cryptobontix, Inc.

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Credit Corp

JUNE 15, 2020

Others like their independence and want to come home to a private haven each evening. A debt consolidation loan or balance transfer credit card can help. Whether you’re an introvert supreme or you simply don’t want anyone else moving your stuff around, it’s not unusual to hate living with roommates. Annual Fee: $0.

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Credit Corp

APRIL 16, 2021

There’s an old meme floating around the internet that draws attention to the fact that public school systems are quick to teach you that the mitochondria are the powerhouse of the cell. But they fail to teach you more practical information that you actually need in your daily life–like which budget categories you need to plan out your money.

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Credit Corp

APRIL 5, 2021

Student loans get a bit of a bad rep in the news related to the amount of debt they cause. But if you’re looking to advance your career with a necessary degree, student loans might offer a way to pay for your education so you can improve your future. So how do student loans work? Subsidized loans.

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Better Credit Blog

APRIL 2, 2022

Whether you’re making a big purchase or just refinancing some existing debt, a personal loan could help. But comparing loan options could take days — unless you use an online marketplace like Fiona which lets you compare personal loan offers side by side within minutes. How Fiona Loans Work. Fiona Loan Fees.

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Better Credit Blog

JULY 12, 2021

Student loans are a pressing issue for so many people who have put themselves through college and other higher education. Luckily, there are options for student loan forgiveness—which can wipe away some or all of what you owe. Here’s what to know when you’re digging into attempting to get your student loan forgiven.

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Credit Corp

DECEMBER 4, 2023

What Kind Of Loan Can I Get With a 720 Credit Score? A score of 720 is considered a good credit score, which means you’re likely able to qualify for loans and receive favorable terms. A score of 720 is considered a good credit score, which means you’re likely able to qualify for loans and receive favorable terms.

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Student loans Student Loans Personal loans Loans 40

Better Credit Blog

APRIL 1, 2022

The best personal loans charge low fees and low fixed interest rates, have flexible loan amounts and terms, and have no prepayment penalties. A personal loan could let you access cash for any purpose. Since personal loans are unsecured, you’ll need an excellent credit score to get the best deal. LendingTree.

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Troutman Sanders

JANUARY 20, 2022

On January 13, a coalition of 39 state attorneys general — led by AGs from Pennsylvania, Washington, Illinois, Massachusetts, and California — reached a settlement with student loan servicer Navient over allegedly unfair, deceptive, and abusive student loan origination and servicing practices.

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