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How Long Does a Bankruptcy Stay on Your Credit Report?

Sawin & Shea

If you are thinking of filing for Chapter 7 or Chapter 13 bankruptcy, or if you have already filed, you may be concerned about how long the bankruptcy will stay on your credit report. There is a simple answer to this: It will stay on for ten years if you filed Chapter 7 bankruptcy and seven years if you filed Chapter 13.

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What Happens If You File For Bankruptcy?

Sawin & Shea

Declaring bankruptcy can appear incredibly intimidating. The truth is that there’s nothing wrong with declaring bankruptcy, and it’s often the best option for those struggling with overwhelming debt. In this blog, you’ll learn what happens if you file for bankruptcy as well as the difference between filing for Chapter 7 and Chapter 13.

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How To Remove Negative Items From Your Credit Report

Better Credit Blog

Just because the entry itself is accurate doesn’t mean the details about the entry on your credit report are free of inaccuracies. Every time you find an error, make a note of the inaccurate information along with how the entry should be corrected. In fact, you can remove something from your credit history before seven years pass.

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What Are The Types of Bankruptcies & How Do I Choose One?

Debt Free Colorado

When someone finds themselves in financial distress, they may consider filing for bankruptcy. But just like choosing a doctor or an in-law, not all forms of bankruptcy are the same and selecting the wrong one can wind up doing more harm than good. . Which type of bankruptcy should you take? Bankruptcy Defined.

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What is Credit Control and How to be a better Debt Collector

Debt Recoveries

One of the most important things for an Australian business owner to think about is credit control. In this blog post, we’ll examine the fundamentals of credit control in Australia and offer helpful tips to guide you through this crucial area of business administration. An essential aspect of credit control is invoicing.

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What is Debt Consolidation and How Does it Work?

Better Credit Blog

Find out how much time and money you could save by partnering with National Debt Relief. And worse, forgetting to pay on time will lower your credit score and cost you more in late payment fees. Consolidating debts with different interest rates and repayment schedules can make it easier to manage your finances. Ads by Money.

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How To Remove H&R Accounts from Your Credit Report

Better Credit Blog

Read on to learn more about H&R Accounts and how you need to respond to their collection attempts. If you aren’t familiar with the Fair Debt Collection Practices Act and how it can work in your favor, a collector may violate your rights without your knowledge. Ask Lex Law for Help. How to Deal with H&R Accounts. Harassment.