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Addressing Portfolio Risk in Economic Uncertainty: Part 4 (2022)

Fico Collections

Addressing Portfolio Risk in Economic Uncertainty: Part 4 (2022). Fri, 06/03/2022 - 12:24. Thu, 12/08/2022 - 16:00. Figure 3: Percentage of consumers with 30+ day delinquent trades as of October 2010 and no delinquent trades by October 2011. Building portfolio risk resilience into Collections & Recovery.

Trade 52
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FICO® Resilience Index Can Improve Card Account Management

Fico Collections

Mon, 06/27/2022 - 15:00. Figure 3 shows the total balances of all seriously delinquent (90+ days past due) bankcard trade lines over the same recent one-year performance period, aggregated within each FICO® Score band according to borrower resilience. FICO® Resilience Index Can Improve Card Account Management.

Loans 52
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Troutman Pepper Weekly Consumer Financial Services Newsletter

Troutman Sanders

District Court for the Southern District of Texas granted motions filed by three groups of trade association intervenors to extend the court’s existing injunction against the CFPB’s enforcement of its final rule under § 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Final Rule) to cover all small business lenders nationwide.

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Understanding FFL: Types, Application, and Licensing Process

Payment Savvy

In 2022 alone, a staggering 16.4 Type 06 – Manufacturer of Ammunition: If manufacturing ammunition for firearms is your business goal, this license type is for you. Gun Shows: These are events where various dealers gather to buy, sell, and trade firearms. Furthermore, the U.S.

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Credit Card Limit Optimization: Akbank Wins with FICO Analytics

Fico Collections

Tue, 06/21/2022 - 11:25. The project aimed to help the bank to understand and model the likely customer reactions to various offers and what the trade-offs would be when incremental changes were made to different business goals. Balancing the Trade-Offs. Meet The 2022 FICO Decisions Awards Winners! by Nikhil Behl.

Retail 52
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Troutman Pepper Weekly Consumer Financial Services Newsletter

Troutman Sanders

On December 20, Fannie Mae issued SVC-2023-06. On December 20, the Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, and Office of the Comptroller of the Currency released data on small business, small farm, and community development lending during 2022. For more information, click here.

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Corporate E-Note October 2021

Burr Forman

Gamification Of Securities Trading: Big Risk Or Just Evolution? In remarks at the SEC Speaks conference, SEC Investor Advocate Rick Fleming mused that the “gamification” of securities trading might pose an undue risk that exploits a potential loophole in Regulation Best Interest (“Reg. BI”). Potter, III.

Lawyers 52