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What is the Difference Between the FDCPA and the FCCPA?

Jimerson Firm

For example, “[a] mortgage servicing company is a debt collector under the FDCPA if it acquired the loan at issue while the loan was in default.” 6:06-CV-1678-ORL-28DAB, 2009 WL 535980, at *6 (M.D. 2016) (quoting Schauer v. A person attempting to collect his or her “own” debt, is not a debt collector under the FDCPA.