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What Are “Actual Damages” Under the FCCPA and the FDCPA?

Jimerson Firm

JANUARY 16, 2023

2015) (holding a plaintiff may recover actual damages for emotional distress, including stress, anxiety, and sleeplessness under the FDCPA and FCCPA); Fini v. 6:06-CV-1678-ORL-28DAB, 2009 WL 535980, at *6 (M.D. 6:06–CV–1639-ORL-31KR, 2008 WL 3540374, at *9 (M.D. Bank of America, N.A. , 3d 1197, 1211 (M.D. Dish Network L.L.C. ,

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What is the Difference Between the FDCPA and the FCCPA?

Jimerson Firm

DECEMBER 14, 2021

For example, “[a] mortgage servicing company is a debt collector under the FDCPA if it acquired the loan at issue while the loan was in default.” 6:06-CV-1678-ORL-28DAB, 2009 WL 535980, at *6 (M.D. A person attempting to collect his or her “own” debt, is not a debt collector under the FDCPA. Bank of Am., 3d 1197, 1204 (M.D.

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