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What Are “Actual Damages” Under the FCCPA and the FDCPA?

Jimerson Firm

2015) (holding a plaintiff may recover actual damages for emotional distress, including stress, anxiety, and sleeplessness under the FDCPA and FCCPA); Fini v. 8:05-CV-1390-T-27EAJ, 2006 WL 1679645, at *3 (M.D. 8:05-CV-1390-T-27EAJ, 2006 WL 1679645, at *3 (M.D. 3d 1197, 1211 (M.D. Dish Network L.L.C. , 2d 1288, 1299 (M.D.

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What is the Difference Between the FDCPA and the FCCPA?

Jimerson Firm

For example, “[a] mortgage servicing company is a debt collector under the FDCPA if it acquired the loan at issue while the loan was in default.” 8:05-CV-1390-T-27EAJ, 2006 WL 1679645 (M.D. A person attempting to collect his or her “own” debt, is not a debt collector under the FDCPA. Bank of Am., 3d 1197, 1204 (M.D.