Sawin & Shea

JULY 29, 2020

One of the things that people hear about bankruptcy is that it usually doesn’t discharge some debts owed to the government, like taxes. Even if you have a large burden of tax debt that is making it extremely difficult to reconcile your finances, bankruptcy can’t always help. How Can I Wipe Out My Tax Debt? What If I Have a Tax Lien?

Bankruptcy 124

Bankruptcy Chapter 7 bankruptcy Government Collections 124

Sawin & Shea

FEBRUARY 2, 2021

Have you wondered what will happen to your credit report during and after your bankruptcy? When you’re working with a bankruptcy attorney at Sawin & Shea, one of the services we offer is reviewing your credit report. Your Credit Report as Part of Your Bankruptcy. Sawin & Shea—Indianapolis Bankruptcy Attorneys.

Chapter 13 bankruptcy 98

Chapter 13 bankruptcy Bankruptcy Chapter 7 bankruptcy Creditors 98

Sawin & Shea

JUNE 18, 2020

If you’re filing for bankruptcy, you might be assuming that you’ll lose your house and personal property. How Do I Protect My Home During Bankruptcy? During your bankruptcy, you can protect your home in two main ways. So if you’re about to lose your home, you may be able to use bankruptcy to stop the process.

Chapter 7 bankruptcy 98

Chapter 7 bankruptcy Bankruptcy Chapter 13 bankruptcy Foreclosure 98

Nexa Collect

FEBRUARY 24, 2022

A higher number of people are file for bankruptcy. They are now paying more for food, fuel, and almost all essential things people need in day-to-day life. To improve your chances of getting paid during inflation, it is important to recover your share before your debtor’s financial condition deteriorates further.

Debt Recovery 100

Debt Recovery Collection Agencies Collections Agency Debtor 100

Sawin & Shea

MARCH 16, 2021

Here’s what you need to know about the CFPB rule change and its potential impact on your life. It’s well known that debt collectors, lawyers, the IRS, and the Social Security Administration look people up on social media during investigations. Stop Debt Collection Efforts with Bankruptcy. Filing for bankruptcy is not the end.

Debt collector 98

Debt collector Bankruptcy Creditors Fair Debt Collection 98

Sawin & Shea

JANUARY 4, 2024

Filing for Chapter 13 bankruptcy is a positive step during a challenging time in your life. Instead of fighting with your creditors, you work with them proactively in the bankruptcy process to resolve your debts. In some cases, you may be eligible for a Bankruptcy Hardship Discharge.

Chapter 13 bankruptcy 52

Chapter 13 bankruptcy Bankruptcy Chapter 7 bankruptcy Unsecured Debt 52

Sawin & Shea

JUNE 11, 2020

If you are worried that people will know you’re filing for bankruptcy, let’s put your mind at ease. The widespread publishing of bankruptcy filings in local newspapers is a thing of the past. In fact, look closely at any bankruptcy notices that do appear in your local newspaper. Who Will be Notified About My Bankruptcy?

Bankruptcy 116

Bankruptcy Lawyers Garnishment Creditors 116

Sawin & Shea

JUNE 25, 2020

After you file for bankruptcy, it is illegal for your creditors to continue contacting you and asking for payments. However, after you file for bankruptcy, your creditors must halt all contact and stop trying to collect payments from you. If I Filed for Bankruptcy but a Creditor Keeps Contacting Me, Now What?

Creditors 119

Creditors Bankruptcy Fair Debt Collection Debtor 119

Sawin & Shea

JANUARY 12, 2021

For someone who’s pursuing Chapter 7 bankruptcy , this is especially important. Chapter 7 bankruptcies are liquidation bankruptcies, meaning non-exempt assets can be liquidated to pay your creditors back something. One of the most common assets that bankruptcy trustees seize is your tax refund.

Bankruptcy 124

Bankruptcy Chapter 7 bankruptcy Garnishment Repossession 124

Sawin & Shea

MAY 26, 2021

If you’re married and considering bankruptcy in Indiana, you’re probably wondering whether you can file alone and how this could impact your spouse. This is one of the most common questions for bankruptcy attorneys. Yes, you can file bankruptcy without your spouse. This is good news for Indiana residents.

Bankruptcy 97

Bankruptcy Chapter 13 bankruptcy Creditors Repossession 97

Sawin & Shea

MARCH 2, 2021

Considering Chapter 13 bankruptcy? Chapter 13 bankruptcy takes a bit longer than Chapter 7, but it may be the best plan for you. Let’s look at the factors that determine how long a bankruptcy takes so you can get an idea of your bankruptcy’s timeframe. Variation in the 3 to 5 Year Bankruptcy Plan. Your income.

Chapter 13 bankruptcy 98

Chapter 13 bankruptcy Bankruptcy Creditors Debtor 98

Sawin & Shea

OCTOBER 12, 2022

Filing Chapter 7 bankruptcy provides numerous Indiana residents with debt relief. If you’re considering filing for Chapter 7 bankruptcy, you need to know what types of property may be vulnerable, and how you may be able to keep all of your possessions. Indiana Chapter 7 Bankruptcy Exemptions.

Chapter 7 bankruptcy 98

Chapter 7 bankruptcy Bankruptcy Lawyers Creditors 98

Sawin & Shea

APRIL 27, 2021

Filing for bankruptcy is a process. As part of that process, the bankruptcy law requires that you get a certificate that evidences you did a pre-filing counseling session with an approved agency. Debt counseling (also called credit counseling) is required before you can declare bankruptcy. Learning personal budgeting education.

Bankruptcy 98

Bankruptcy Chapter 13 bankruptcy Education Debt Management 98

Sawin & Shea

JULY 22, 2020

It’s a smart choice to file for Chapter 13 bankruptcy. Your bankruptcy plan will allow you to catch up on payments and settle your debts while giving you a chance to keep your home treasured belongings. courts have nicknamed Chapter 13 bankruptcy the “wage earner’s plan.”. Chapter 13 is a personal reorganization bankruptcy.

Chapter 13 bankruptcy 97

Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Repossession 97

Sawin & Shea

APRIL 20, 2021

Before you reach this point, an Indiana bankruptcy attorney can step in to help you keep your home and get your finances back on track. Bankruptcy is another way of halting creditor demands for payment. If you file for bankruptcy, this temporarily stops foreclosure and buys you some time. Filing for bankruptcy is not the end.

Foreclosure 93

Foreclosure Bankruptcy Lender Repossession 93

Sawin & Shea

FEBRUARY 23, 2021

In this situation, you may be wondering whether bankruptcy could be a good solution. Let’s look at how bankruptcy works when you’re unemployed and whether this could be a path to clearing away all that old debt. Income Requirements for Bankruptcy. Because you’re unemployed, Chapter 7 bankruptcy might be the best choice for you.

Bankruptcy 92

Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy 92

Sawin & Shea

DECEMBER 22, 2021

If you are struggling financially and feel bankruptcy is the only option for removing holiday stress, you need to make sure you file at the right moment. Choosing the wrong time to file for bankruptcy can tremendously impact your case in a negative way, including the possibility of dismissal.

Bankruptcy 52

Bankruptcy Chapter 7 bankruptcy Creditors Repossession 52

Sawin & Shea

MARCH 2, 2022

Shortly after you file for Chapter 7 or Chapter 13 bankruptcy, you will receive a notice for your section 341 meeting of creditors. It’s an essential part of the bankruptcy process that usually takes place at the Federal courthouse, but currently is done over the phone or via a Zoom chat due to the pandemic.

Chapter 13 bankruptcy 105

Chapter 13 bankruptcy Bankruptcy Creditors Chapter 7 bankruptcy 105

Sawin & Shea

NOVEMBER 2, 2022

If you’re concerned about the potential impact of bankruptcy on your spouse, you’re not alone. This is one of the top questions married people have about filing for bankruptcy in Indiana. First, you should know that choosing bankruptcy is a smart, proactive way of lifting the burden of overwhelming debt. Bankruptcy Code.

Bankruptcy 52

Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Credit Card Debt 52

Debt Free Colorado

NOVEMBER 18, 2023

Do not let the weight of post-bankruptcy credit challenges stop you from financial freedom Filing for bankruptcy is undoubtedly a challenging decision, one that can have a significant impact on your financial stability and creditworthiness. How Does Bankruptcy Affect Credit? Bankruptcy is not the best option for anyone.

Bankruptcy 52

Bankruptcy Chapter 13 bankruptcy Loans Credit Unions 52

Sawin & Shea

JULY 15, 2020

When you’re considering Chapter 13 bankruptcy, you’re also wondering how much of your debt you’d be obligated to pay back. Let’s take a look at a debtor’s obligations under Chapter 13 bankruptcy. What Is A Chapter 13 Bankruptcy Plan? There will also be some attorney fees and a bankruptcy filing fee.

Chapter 13 bankruptcy 94

Chapter 13 bankruptcy Bankruptcy Unsecured Debt Chapter 7 bankruptcy 94

Sawin & Shea

FEBRUARY 9, 2021

Bankruptcy finally frees you from this burden and allows you to shed old debt. So if someone is hassling you about a very old debt, contact your bankruptcy attorney before signing anything or making any payments. Contact your bankruptcy attorney at Sawin & Shea to discuss a smart strategy for resolving zombie debt once and for all.

Debt collector 98

Debt collector Bankruptcy Creditors Fair Debt Collection 98

Sawin & Shea

AUGUST 24, 2020

If you’re dealing with debt and considering filing for bankruptcy, it’s a good idea to get professional legal advice on how to handle the proceedings. Should I File for Bankruptcy? If you are deciding whether or not to file for bankruptcy, there are a lot of conditions to consider. What Do the Various Kinds of Bankruptcy Entail?

Chapter 13 bankruptcy 98

Chapter 13 bankruptcy Bankruptcy Chapter 7 bankruptcy Debt collector 98

Sawin & Shea

SEPTEMBER 8, 2021

It’s normal to have a lot of questions about the process and impact of bankruptcy. Even though there are hundreds of thousands of Americans who file for bankruptcy every year, it is still a pretty mystifying experience for most people. Bankruptcy Means Addressing Debt, Not Monitoring Your Spending. How Far Back Can They Look?

Bankruptcy 59

Bankruptcy Creditors Judgment Banks 59

Sawin & Shea

APRIL 10, 2024

Chapter 7 bankruptcy is a great financial solution for those struggling with debt, especially unsecured debts. With Chapter 7 bankruptcy, you as the debtor can discharge most unsecured obligations after liquidating nonexempt assets. For experienced bankruptcy lawyers in Indiana, contact Sawin & Shea, LLC.

Chapter 7 bankruptcy 52

Chapter 7 bankruptcy Bankruptcy Debtor Unsecured Creditor 52

Sawin & Shea

MARCH 23, 2021

Car repossession is one of the many reasons people contact the Indiana bankruptcy attorneys here at Sawin & Shea. Losing your car can completely disrupt your life and work, so you may wonder what you can possibly do to prevent it. You may still have the option of keeping your car through bankruptcy.

Repossession 52

Repossession Chapter 13 bankruptcy Bankruptcy Creditors 52

Sawin & Shea

AUGUST 11, 2021

Bankruptcy is a dark time during one’s life, and the passing of a loved one can make it even darker. Unfortunately, there are rules to follow when it comes to inheritance and bankruptcy, so it’s important not to become blinded by that light. What Is the Chapter 7 Approach to Inheritance? What should you do?

Bankruptcy 52

Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Creditors 52

Sawin & Shea

SEPTEMBER 27, 2023

Filing for bankruptcy can provide you with a much-needed second chance when it comes to your finances. However, the process of going through Chapter 7 can be complicated and stressful to ensure you can keep what you need to continue living your life even after bankruptcy. What is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy 52

Chapter 7 bankruptcy Bankruptcy Debt collector Debtor 52

Sawin & Shea

SEPTEMBER 8, 2021

It’s normal to have a lot of questions about the process and impact of bankruptcy. Even though there are hundreds of thousands of Americans who file for bankruptcy every year, it is still a pretty mystifying experience for most people. Bankruptcy Means Addressing Debt, Not Monitoring Your Spending. How Far Back Can They Look?

Bankruptcy 52

Bankruptcy Creditors Judgment Banks 52

Sawin & Shea

MARCH 23, 2022

Though bankruptcy is often one of the best ways to get out of debt, it can damage your credit score after filing. There is life after bankruptcy, and you can open new lines of credit and take out loans again after you get back on your feet. Improving Your Credit Score After Bankruptcy. Keep up with payments.

Bankruptcy 105

Bankruptcy Loans Creditworthiness Lender 105

Sawin & Shea

JANUARY 28, 2021

When you hire Sawin & Shea for your bankruptcy, we give you a phone script that helps you handle collection calls. During your bankruptcy, bill collectors are required to follow certain rules for phone calls and other communications, and they are legally required to stop calling you. Your Bankruptcy Lawyer Looks Out for You.

Collections 52

Collections Bankruptcy Creditors Original Creditor 52

Roths Child Law

AUGUST 23, 2021

Where you live can impact the odds that you will need to file for bankruptcy. There are many contributing factors, of course, so not every individual faces the same risks, but a look at the trends does show you if you’re in an area where bankruptcy is common or one where it is rare. The top state in the country.

Bankruptcy 52

Bankruptcy Chapter 7 bankruptcy 52

Credit Corp

APRIL 2, 2024

Whether you realize it or not, your credit score can have a significant impact on your life. While the Fair Credit Reporting Act entitles you to one free copy of your credit report each year, these three agencies agreed to offer free weekly reports during the pandemic and have continued to offer it at the time of this article.

Bankruptcy 106

Bankruptcy Loans Lender Credit Bureau 106

Sawin & Shea

NOVEMBER 17, 2021

However, it’s important to keep in mind that paying one creditor and not another can be seen as preferential treatment should you decide to file for bankruptcy. This gives you time to get your bankruptcy case started to avoid this from happening. How Are Utility Bills Handled in Chapter 7 Bankruptcy?

Chapter 13 bankruptcy 52

Chapter 13 bankruptcy Bankruptcy Chapter 7 bankruptcy Unsecured Debt 52

Sawin & Shea

NOVEMBER 17, 2021

However, it’s important to keep in mind that paying one creditor and not another can be seen as preferential treatment should you decide to file for bankruptcy. This gives you time to get your bankruptcy case started to avoid this from happening. How Are Utility Bills Handled in Chapter 7 Bankruptcy?

Chapter 13 bankruptcy 52

Chapter 13 bankruptcy Bankruptcy Chapter 7 bankruptcy Unsecured Debt 52

Sawin & Shea

JANUARY 21, 2021

When eviction and mortgage moratoriums prevented people from losing their homes during the pandemic, it came as a huge relief. If your landlord insists on keeping a large overdue amount on your account, a bankruptcy can help you clear that balance and stop them from pestering you for old rent payments. Will you lose your home?

Chapter 13 bankruptcy 52

Chapter 13 bankruptcy Bankruptcy Chapter 7 bankruptcy Creditors 52

Credit Corp

APRIL 8, 2021

Although a frugal life seems like a lot of sacrifices, it doesn’t have to be. Living a frugal life should add value to your life. And frugality doesn’t mean living a low, cheap, and confusing life. It might not be a comfortable lifestyle, but it’s possible to change your life. 8 Tips to Live a Frugal Life.

Bankruptcy 98

Bankruptcy Loans Banks 98