Jun 6, Free Legal Advice Debt Collection
Debt Collection Answers
JUNE 6, 2020
Do you need free legal advice debt collection harassment or other problems? Consumer advocates explain how to get the help you need affordably.
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New Yorkers Sued By Debt Collectors Can Now Get Legal Advice From Non-Lawyers
Collection Industry News
MAY 30, 2022
New Yorkers facing debt-collection lawsuits are poised to get a little extra help in the wake of a federal court’s ruling — and some observers say it could translate to a win for consumers across the country who have basic legal questions but can’t afford a lawyer. Volunteers would offer the advice after training, according to court papers.
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Court Denies Debt Collector’s Motion for Summary Judgment: Finds that Company Cannot Rely on Non-Legal Advice from State Agency
Troutman Sanders
AUGUST 10, 2020
In doing so, the Court rejected the Defendant’s argument that it could rely on an informal email from a state agency regarding compliance advice. DNF, however, ignored the second half of the email, which stated: “[The DCCA] will not provide legal advice. Thus, DNF proceeded without registering at its own risk.
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Navigate Debt Recovery with Confidence: Your Guide to Debt Collection Queensland
JMA
MARCH 21, 2024
In this article, we have put together essential information on navigating the regulated environment of debt collection Queensland, from understanding your legal rights to enforcing debt recovery and choosing a reliable collection agency. We give you actionable insights and clear, no-nonsense advice to.
Unpaid Bills of Senior Living Centers: Causes & Resolution
Nexa Collect
JUNE 25, 2023
Legal Advice : In cases where unpaid bills continue to accumulate despite attempts at resolution, it may be necessary to seek legal advice or assistance. This can be important if legal action becomes necessary. Early intervention can prevent the accumulation of debt.
Impact of Collection Agency Letters on Debtors
Nexa Collect
JUNE 23, 2023
Seeking Legal Advice or Help : A collection letter may prompt some debtors to seek advice from a lawyer or a credit counseling service. Additionally, seeking advice from a reputable credit counseling service can also be beneficial for managing and resolving debts.
HMRC asks for help ‘modernising’ its business debt collection
UK debt collections
DECEMBER 2, 2021
The HMRC has surprising made a public statement asking for advice on modernising its Business Debt Collection methods. The statement issued a couple of days ago is asking for suggestions and advice on improving its current methods of tax debt collection from Businesses in the UK.
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Non-Lawyers Given Go Ahead to Help Defend New York Debt Collection Lawsuits
FFGN COLLECT NY
JUNE 2, 2022
The court has refused to prevent non-lawyers from the New York-based nonprofit Upsolve from offering legal advice to help consumers defend debt collection lawsuits. This goes against well-settled rules relating to legal advice that only a lawyer can dispel legal advice. Rather, as Judge Paul A.
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How a Medical Collection Agency works?
Nexa Collect
JUNE 18, 2023
Legal Action : In some cases, if the debt remains unpaid for a long period, the collection agency may decide to take legal action against the patient. Reporting to Credit Bureaus : If the patient does not respond or cannot pay the debt, the collection agency may report the unpaid debt to credit reporting agencies.
Collaborative Approaches between Creditors and Debt Collection Attorneys in New York
FFGN COLLECT NY
DECEMBER 12, 2023
As such, many creditors hire debt collection attorneys to ensure they comply with existing ethical and legal standards. A debt collection attorney is a legal professional who assists and develops legal strategies for creditors to help recover debts from non-paying debtors. Initiate legal safeguards during debt collection.
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Understanding the Florida Land Trust Act: When and When Not to Use a Land Trust
Jimerson Firm
APRIL 16, 2024
Purpose of the Act The Act is designed to provide a legal framework for the creation and administration of land trusts within the state. A land trust, in essence, is a legal entity that anonymously holds title to real property. This tool is often employed for privacy, asset protection, and estate planning reasons.
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Debt Collectors Behaving Badly: A Guide to UK Consumer Rights
Taurus Collect
NOVEMBER 15, 2023
Unfortunately, many UK consumers are unaware of their legal protections and end up feeling intimidated or helpless when faced with aggressive debt collection tactics. Seek legal advice: If the situation continues to escalate, consider getting legal advice. Ensure you check this to verify their authenticity.
What Is Professional Liability Insurance?
Nerd Wallet
AUGUST 11, 2021
Key takeaways: Professional liability insurance protects a business if a client files a lawsuit over an alleged or actual mistake or bad piece of advice. Errors and omissions insurance, medical malpractice insurance and legal malpractice insurance are types of professional liability insurance.
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February 2024 – An Ounce of Prevention is Worth a Pound of Cure
Jimerson Firm
FEBRUARY 22, 2024
That is the advice Benjamin Franklin gave to the city of Philadelphia in hopes of protecting the city from disastrous fires. Featured in the February 2024 Issue: Partner’s Perspective: An Ounce of Prevention is Worth a Pound of Cure “An ounce of prevention is worth a pound of cure.”
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What Happens if You Ignore Debt Collectors?
Taurus Collect
MARCH 5, 2024
This article aims to demystify the consequences of overlooking debt collectors and to provide insights into how debt collection services operate within the UK’s legal framework. Debt collectors have a plethora of tools at their disposal to prompt repayment, including legal maneuvers and credit score tarnishing.
Business Recovery: Options For Insolvent Businesses
Hudson Weir
MARCH 22, 2024
For all of the potential options below, we recommend seeking professional advice before proceeding. The arrangement also shows HMRC that you are serious about paying back the tax you owe, making it less likely the government will consider taking legal action. Post-approval, missing repayments can cause serious issues too.
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Responding to a Statement of Claim in the Victorian Judicial System
Debt Recoveries
AUGUST 20, 2020
Author: Nathan Haynes of ADC Legal. A Statement of Claim is the document used to initiate legal proceedings. It is important to seek legal advice prior to attempting to resolve the dispute on your own as communicating with the other party may do more harm then good if the conversation does not go as planned. Counterclaim.
UK Commercial Debt Collection Laws & Regulations
Taurus Collect
JANUARY 10, 2024
Whether you’re a seasoned business owner or new to the game, understanding these laws can assist in maintaining your business’s financial health while ensuring legal compliance. Failure to adhere to these regulations can lead to hefty penalties, legal consequences, and a tarnished business reputation.
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Redefining Banking: A Conversation on the CFPB’s Proposed 1033 Rule
Troutman Sanders
JANUARY 18, 2024
This may necessitate significant architectural changes and costs, but ensures consumers’ legal right to share their data without incurring unnecessary fees. Additionally, Jordan supports the secondary use of data for personalized financial advice and advocates for the rule’s extension to encompass payroll and merchant data.
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Navigating Debt Collection After Death: What Happens If A Debtor Dies?
Collections Law
FEBRUARY 14, 2024
Understanding the legal and ethical implications of collecting a debt from an individual’s estate is crucial for businesses to handle the situation appropriately and respectfully. We can provide dedicated legal support and guidance for complicated and sensitive issues. At Law Offices of Alan M. What happens to the debt?
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What Is A Private Company Limited By Shares?
Hudson Weir
FEBRUARY 23, 2024
This is a simplified overview – we recommend seeking professional advice for a comprehensive understanding of the process and its implications. Make a plan to comply with ongoing legal and administrative obligations, such as filing annual accounts and confirmation statements with Companies House. corporation tax).
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Freelancers being hit by rise in Late Payments
UK debt collections
NOVEMBER 2, 2023
Rob Rees, Divisional Director of Markel Direct, the specialist insurer of freelancers and small businesses, shares the effect late payments can have on SMEs and sole traders, while providing expert advice on how they can protect their finances. Without a contract, chasing a non-payer is much more challenging from a legal standpoint.
All About Wage Garnishment and Credit Collections – 2023 Updated
Direct Recovery
APRIL 16, 2023
Legal notices soon follow, along with a court judgment taking a big chunk of your paycheck. How Wage Garnishments Work Wage garnishments result from a legal process used by creditors to collect debts by helping themselves to a portion of the debtor’s regular paycheck. This can be done legally by obtaining a court order.
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Navigating Commercial Debt Collection: Tips and Best Practices
Taurus Collect
DECEMBER 18, 2023
These agencies employ various strategies to recover the debt, including negotiation, mediation, or legal action. Legal Expertise: These agencies have expert knowledge of commercial debt laws and regulations, which can be especially beneficial if the debt recovery process leads to litigation.
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What Is a Debt Collector and Why Are They Contacting Me?
Taurus Collect
FEBRUARY 1, 2024
The legal framework governing their actions varies from country to country, with rules specifying how and when they can contact debtors, what they can say, and the measures they can take to collect the owed amount. If it is, you may not be legally required to pay it, although collectors may still seek voluntary repayment.
A Day in the Life of a Financial Services General Counsel
Troutman Sanders
APRIL 13, 2023
As part of the firm’s Consumer Financial Services Practice Group, Vin Thomas provides corporate and regulatory advice to clients, bringing substantial experience in public and private company representation. Transcript: A Day in the Life of a Financial Services General Counsel (PDF)
Groundhog Day? The U.S. Department of Labor Revisits Its Union Reporting Rule
Burr Forman
MAY 13, 2021
Essentially, reporting is required for persuasive and direct communications between consultants (including attorneys) and employees and also indirect communications that do not fall under the broad definition of the “advice exception.” Section 203(c) of the LMRDA exempts the reporting of “advice” to employers.
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Directors Personal guarantee usage on the rise says research
UK debt collections
NOVEMBER 17, 2023
“As the routes to funding narrow, it is vital small business owners seek advice and support from a commercial finance broker. A Directors personal guarantee (DPG) is a legally binding agreement whereby individuals agree to take the financial responsibility for a business loan. What is a Directors personal guarantee?
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£16.3m boost for HMRC Debt Collection Unit
UK debt collections
NOVEMBER 28, 2023
It is important to keep in mind, however, that if you do not make payments as agreed then the HMRC can take legal action against you. By working together, you can minimise the debt as much as possible and prevent any further legal action from taking place.
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6 Tips for Debt Settlement before you go Legal
Debt Recoveries
SEPTEMBER 30, 2020
These tips are designed to help you understand the options you have for debt collection, before you go down the legal path. Never threaten an action you are not willing or legally allowed to make. Get a free consultation before you go legal. Talk to DRA’s legal partner, ADC Legal. Call Us: +61 1300 799 511.
Making Adjustments: Insurers, Counsel, and the Attorney-Client Privilege
Burr Forman
DECEMBER 15, 2020
Therefore, one of the key questions for insurers and counsel when giving or receiving counsel’s advice at the outset of the claims process is this: Is counsel somehow acting in the ordinary role of the insurance adjuster, or is counsel strictly providing legal advice? A Developing Trend Undermining the Attorney-Client Privilege.
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No Direction Home: What To Do With Clients Who Don’t Want a Lawyer
NCBA Law Practice Management Blog
OCTOBER 13, 2020
There are legal consumers out there who don’t want you, you know. There is a subset of DIY legal consumers that want legal information, advice and services -- but, they don’t want to pay a lawyer for those items, because they think that lawyers are too expensive, and because they think that they can do a passable job on their own.
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Personal Insolvency UK: What Is Personal Insolvency?
Hudson Weir
FEBRUARY 25, 2022
These sections lay out the situations in which an individual would be legally regarded as insolvent and as such act as a clear definition of personal insolvency. Such an agreement breaks the debt down into more manageable chunks which can be paid over a set period of time – removing the threat of legal action.
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Using Regulation F to Maximize Recovery: Highlights from CBANC Webinar with Kelly Knepper-Stephens
True Accord
OCTOBER 20, 2022
This blog is not legal advice. Legal advice must be tailored to the particular facts and circumstances of each unique matter. Watch the on-demand webinar, Using Regulation F to Maximize Recovery , to learn more»». Kelly serves as TrueAccord’s Chief Compliance Officer and General Counsel.
Business Consultant Insurance: What It Is, How to Get It
Nerd Wallet
SEPTEMBER 10, 2021
If you provide advice or services for a living, business consultant insurance may protect you from legal actions, property damage, injuries and other risks that can cause financial losses. Consultants who are sole proprietors could even be personally responsible for damages if they don’t have insurance.
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How Many Times Can a Debt Collector Call Me in One Day
Taurus Collect
NOVEMBER 15, 2023
Seek Legal Advice: If a debt collector’s behaviour becomes unbearable or if they violate the FDCPA, consult with a legal professional or a debt counselling agency. Consult a Legal Advisor: If your situation still doesn’t improve, it may be time to consult a legal advisor. About Us Taurus Collections (UK) Ltd.
Eight Signs Your Business Should Partner with a Debt Collection Agency
Taurus Collect
APRIL 9, 2024
Increased Legal Risks – Recovering debts, especially across borders, can entail legal complexities. A reputable agency will have the knowledge to navigate these challenges legally and effectively, reducing your business’s risk exposure. Debt collection agencies are skilled in handling these situations professionally.
What Makes an Effective Compliance Strategy for Collections?
True Accord
SEPTEMBER 17, 2022
Reserve your space now for an interactive discussion on: Cutting edge digital collection compliance The role of the legal team in creating a digital collection strategy How compliance drives collection revenue The future of digital compliance. This blog is not legal advice. Register now for the upcoming webinar»».
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NHTSA Compliance and Suspensions
Fraser
SEPTEMBER 8, 2022
This is a brief summary and does not constitute legal advice. Critically, the dates of entry must be accurate and not false or misleading. RI’s are responsible for the actions of their employees, so employees must be trained on NHTSA laws and Regulations.
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The Role of Arbitration in Resolving Business Disputes in New York
FFGN COLLECT NY
OCTOBER 19, 2023
Therefore, it is crucial to involve the services of a law firm or legal service to perform arbitration in case of business disputes in New York. Draft legally binding contracts. A clear and well-written contract written by a legal expert can help avoid future disputes. Seek legal advice. Keep everything documented.
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Millions of pounds going unpaid in rent arrears
UK debt collections
JANUARY 8, 2021
This information is according to new analysis by Citizens Advice. The temporary ban on bailiffs enforcing evictions in Tiers 2, 3 and 4 ends on Monday (11th January) and Citizens Advice is warning that, without further help for renters, an avalanche of evictions could take place in the spring.
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A MESSAGE FROM DRA AND ADC LEGAL REGARDING CORONAVIRUS COVID-19
Debt Recoveries
MARCH 19, 2020
A MESSAGE FROM DRA AND ADC LEGAL REGARDING CORONAVIRUS COVID-19. Like many businesses and organisations, DRA and ADC Legal remain focused on the safety and well-being of our employees and our ability to maintain the high quality of service for our clients.
Chatterbox: Is ChatGPT Going to Take Your Job?
NCBA Law Practice Management Blog
MARCH 23, 2023
Another lawyer asked ChatGPT to create a legal brief - it was great with the case cites (this time), but the narrative was wonky: it wasn't written like a lawyer. One of my current consulting clients is using ChatGPT to build a pricing schedule and processes, with good results so far.
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Personal Insolvency rising sharply according to new figures
UK debt collections
NOVEMBER 16, 2023
For those struggling with debt, it’s important to seek professional advice as soon as possible in order to avoid personal insolvency. Advice services such as Citizens Advice Bureau, StepChange Debt Charity and the Money Advice Service are available and provide free help and guidance on managing money.
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