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Decentralized Finance (DeFi) is an Emerging Business Trend

Nexa Collect

DECEMBER 12, 2021

DeFi refers to Decentralized Finance; peer-to-peer financial services on a public decentralized blockchain network, particularly Ethereum. A system that interacts buyers, sellers, borrowers, or lenders with peer-to-peer technology to access financial products or financial services bypassing middlemen such as financial institutions.

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UK Credit Cards: Are "Established" Accounts in Trouble?

Fico Collections

APRIL 19, 2023

It was 18 percent higher in 2018. It was 66 percent higher in February 2018. In comparison, the average Established cards balances at risk was 47 percent higher than all vintages in 2018. The percentage of Established UK credit card accounts with two missed payments is more than 83 percent higher than all account vintages.

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