Troutman Sanders

MAY 9, 2023

On May 2, the Federal Housing Administration published Mortgagee Letter 2023-09 to implement provisions of the Adjustable-Rate Mortgages (ARM): Transitioning from LIBOR to Alternative Indices final rule. For more information about the White House’s blog post, click here.

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Fico Collections

DECEMBER 8, 2022

Figure 1: Auto finance account origination default rates by FICO® Auto Score 8, Oct 13-Oct 15 and Oct 07-Oct 09 versus a theoretical 3% default rate cut-off. Figure 2: Auto finance account origination default rates by FICO® Auto Score 8 and FICO® Resilience Index 2, Oct 07-Oct 09. Economic Scenario. Economic Scenario.

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Fico Collections

AUGUST 30, 2022

Tue, 08/30/2022 - 09:30. Rancourt, Jessica Rodríguez-Pereira and Selene Silvestri, all associated with HEC Montréal — used the power of mathematical optimization to design a water distribution system with an example application in Nepal, which suffered drinking water supply problems following earthquakes in 2015. by Oliver Bastert.

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Fico Collections

SEPTEMBER 13, 2022

Tue, 09/13/2022 - 09:25. As the UK economy transitions from the pandemic to the cost-of-living crisis, is there anything that can be learnt from how the 2008 financial crisis impacted credit card usage? Between 2010-2015, missed payment balances decreased significantly; although they increased steadily between 2016-2020.

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