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What Are “Actual Damages” Under the FCCPA and the FDCPA?

Jimerson Firm

2015) (holding a plaintiff may recover actual damages for emotional distress, including stress, anxiety, and sleeplessness under the FDCPA and FCCPA); Fini v. 6:06-CV-1678-ORL-28DAB, 2009 WL 535980, at *6 (M.D. 6:06–CV–1639-ORL-31KR, 2008 WL 3540374, at *9 (M.D. Bank of America, N.A. , 3d 1197, 1211 (M.D. Dish Network L.L.C. ,

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What is the Difference Between the FDCPA and the FCCPA?

Jimerson Firm

For example, “[a] mortgage servicing company is a debt collector under the FDCPA if it acquired the loan at issue while the loan was in default.” 6:06-CV-1678-ORL-28DAB, 2009 WL 535980, at *6 (M.D. Bank of Am., 3d 1197, 1204 (M.D. 2) Statute of limitations for bringing a violation of the FDCPA. 3) Damages available under the FDCPA.

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CFPB Asserts New Authority Over Data Security Practices

Collection Industry News

In many ways, the recent circular revives UDAAP as a tool previously used by the CFPB to require enhanced consumer protections related to the offering and provision of financial services. That said, the 2016 consent order focused on affirmative representations the company had made to consumers. Neovi, Inc. , 2d 1104 (S.D.