Remove 2013 12
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Addressing Portfolio Risk in Economic Uncertainty: Part 2 (2022)

Fico Collections

Thu, 12/19/2019 - 16:29. Thu, 12/08/2022 - 16:00. As seen in Figure 1, in the unstressed economy of 2013-15, this would have aligned with a simple FICO® Score cut-off of 640 or higher. Figure 3 shows auto finance risk performance through the benign economy of October 2013 to October 2015. FICO Admin. by David Binder.

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Troutman Pepper Weekly Consumer Financial Services Newsletter

Troutman Sanders

According to the AG’s investigation, several of the servicer’s communications with borrowers between 2013 and 2017 did not comply with federal regulations, in violation of consumer protection law. On January 12, New York Department of Financial Services (NYDFS) Superintendent Adrienne A. In additional to paying $1.8

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Troutman Pepper Weekly Consumer Financial Services Newsletter

Troutman Sanders

To keep you informed of recent activities, below are several of the most significant federal and state events that have influenced the Consumer Financial Services industry over the past week: Federal Activities State Activities Federal Activities: On January 29, Acting Comptroller of the Office of the Comptroller of Currency (OCC) Michael J.

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What Are “Actual Damages” Under the FCCPA and the FDCPA?

Jimerson Firm

2013) (finding a plaintiff can recover damages for emotional distress under the FCCPA); Barker v. is board certified in business litigation by the Florida Bar and practices in the firm’s banking and financial services industry team. Dish Network L.L.C. , 2d 1288, 1299 (M.D. Tomlinson , No. See Montgomery v. Florida First Fin.

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Dealing with Deceased Borrowers Since the 2016 Mortgage Servicing Rule

Jimerson Firm

In 2016, the Consumer Financial Protection Bureau (“CFPB”) issued a final rule—referred to as the 2016 Mortgage Servicing Rule —that clarified, revised, and amended several provisions in the 2013 Mortgage Servicing Rules. There is no affirmative obligation for lenders to determine whether a borrower is deceased.

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Credit and Collection Industry RoundUp: 12 Books for Leadership and Personal Development

PDC Flow

Women in financial services walk a different road than men. Although published in 2013, he targets issues that are very real in 2021.". The post Credit and Collection Industry RoundUp: 12 Books for Leadership and Personal Development appeared first on PDCflow. Here's what they had to say. For Women in Business.

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District Courts Consider Allegations of Inaccurate Reporting under FCRA for Past Due Payment Ratings in Metro 2

Burr Forman

Americredit Financial Services, Inc. , 12-6238 (PGH) (LHG), 2014 WL 647970 (D.N.J. In its motion for summary judgment, the defendant cited several provisions of the CRRG guidelines of 2013, including descriptions of the Payment Rating field and the method of reporting closed accounts. In Moulton v. 3:14-cv-00044 (S.D.