Remove 2019 08
article thumbnail

Cash Flow Data Can Improve Credit Access with an UltraFICO® Score

Fico Collections

Thu, 08/22/2019 - 12:37. For the millions of American consumers whose traditional credit files don’t fully reflect their financial history and readiness for credit, cash flow data provides a promising approach to fill in those gaps. Cash Flow Data Can Improve Credit Access with an UltraFICO® Score. FICO Admin. by Joanne Gaskin.

article thumbnail

Tackling the Fintech Threat: A Guide for Banks and Credit Unions

Fico Collections

What financial institutions need to compete with fintech threat disrupters. Thu, 12/19/2019 - 16:29. Fri, 08/19/2022 - 15:30. billion globally in 2021 – banks and credit unions are losing their status as the primary financial services providers to American consumers. by Darryl Knopp. expand_less Back To Top.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Why Credit Scores are Crucial to Healthy Securities

Fico Collections

mortgage-backed securities (MBS) being held or traded by institutions and investors, a staggering sum that dwarfs the GDP of every other nation except the U.S. Securitization is initiated when a financial institution pools together a group of assets. trillion in U.S. These asset-backed securities are then sold to investors.

Lender 52
article thumbnail

Canada Bankcard Industry Benchmarking Trends: Q2 2022 Update

Fico Collections

Tue, 08/16/2022 - 15:30. Amir Sikander joined FICO in 2019 and is a Senior Consultant in the FICO Advisors lifecycle practice. Before joining FICO, Amir held many key roles at financial institutions such as JP Morgan Chase, and Scotiabank. Saxon Shirley. Thu, 05/12/2022 - 07:46. by Amir Sikander. expand_less Back To Top.

Banks 52
article thumbnail

Top 3 Actions for Delinquency Management Alleviating Inflation Concerns

Fico Collections

Thu, 08/22/2019 - 12:37. The financial institutions who were resilient during the pandemic learned from their experiences in 2008 and were better prepared for inflation. What prudent and responsible actions can we diligently deploy to face the potential fallout of inflation? FICO Admin. by Cyril Cherian. See all Posts.

article thumbnail

How Banking CIOs Can Leverage IT Agility to Enable the Business

Fico Collections

Tue, 07/02/2019 - 02:45. Thu, 08/11/2022 - 10:05. According to IDC, “Financial Institution CIOs, working with their line-of-business (LOB) counterparts, must work collaboratively to build an intelligence-based enterprise. by Richard Lagerweij. expand_less Back To Top. IT Agility to Grow in Lockstep with the Business.

Banks 52
article thumbnail

Modelling Deposit Price Elasticity: What Is It All About?

Fico Collections

A price elasticity model enables the product team to set deposit rates with a sound understanding of the expected performance from the rate strategy FICO Admin Tue, 07/02/2019 - 02:45 by Neel Williams Senior Principal Consultant expand_less Back To Top Tue, 04/18/2023 - 08:45 The banking industry is rapidly changing as leading financial institutions (..)

Banks 52