Who Defaults when Bankcard Accommodations End? Resilience Matters
Fico Collections
JULY 20, 2021
FICO Resilience Index –released by FICO in early 2020 - is designed to predict consumers’ sensitivity to economic disruptions. We analyzed borrowers who entered some form of bankcard payment accommodations early in the pandemic (as of April 2020) and had “rolled off” those accommodations by July 2020. 1] Equifax report: “U.S.
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