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Searching For The Meaning Of “Meaningful Involvement”

FDCPA Defense

Jackson , 988 F.2d The agency ( not the attorney) mailed letters to “approximately one million debtors each year” using a computerized mass-mailing system, with a letterhead referencing the defendant – “P.D. The defendant attorney “did not make the decision to send a letter to a debtor; Household did.” See, e.g., Clomon v.

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The Limits On Direct And Vicarious Liability Under The FDCPA

FDCPA Defense

Even someone who is a “debt collector” under the statute must engage in some sort of prohibited conduct with respect to the debtor in order to be directly, as opposed to vicariously, liable under the FDCPA. Jackson , 209 F.3d Margelefsky, LLC , 518 F.3d 3d 433, 437-38 (6th Cir. See Sanders v. 3d 998, 1001-02 (7th Cir.